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Paul Vachon is a science teacher and owner of the personal finance blog The Frugal Toad where he specializes in college finance, personal finance and retirement topics. In addition to teaching science, Paul has taught a personal finance elective class to middle school students. Before becoming a teacher, he had a career in corporate finance for a Fortune 100 company. His work has been featured on Money, Business Insider, MSN Money, GoBankingRates, Yahoo! Finance, Zillow and others.