Ally Bank Reviews, Rates and Information

AVG Customer Rating ★★★★★5.0000

About

Ally Bank is an online bank that offers a straightforward approach to banking with no minimum deposits to open, no monthly maintenance fees, and 24/7 live customer service. Because Ally Bank is branch-free, you can take out cash from more than 400,000 ATM locations nationwide free of charge. Ally Bank is a subsidiary of Ally Financial Inc., which was founded in 1919 in Detroit, Michigan as the General Motors Acceptance Corporation, a provider of financing to auto customers. Ally offers a full suite of automotive financing products and services, including consumer financing, leasing, inventory insurance, commercial loans and vehicle remarketing services.

Banking with Ally is hassle free. Being online and branch-free, Ally offers competitive rates on a variety ofaccounts including savings, checking, and money market. You can access your account information anytime, anywhere, with Ally Online and Mobile Banking and make deposits with Ally eCheck Deposit, online transfers or free postage-paid envelopes. Ally Bank also offers certificates of deposit (CDs), IRA savings accounts, and IRA CDs. Because no one knows your business better than you do, Ally Bank also offers fully customizable commercial finance, real estate, mortgage and commercial vehicle financing products.

Product Information

About Ally Bank's Products & Services

Ally Bank is a leader in the online banking space. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

Ally Bank Products

  • High-Yield Savings

  • Interest Checking

  • Raise Your Rate CD

  • Money Market

  • Individual Retirement Accounts

Automotive Financing Products

  • Auto Financing

  • Auto Leasing

  • GM Vehicle Service Contracts

Ally Bank Rates

Ally Bank: National Interest Rates

All rates effective as of 12/01/2016

Rate (APY)

Account Type

Estimated Balance for 1 year

1.05%APY

1 Year CD

$25,263
1.20%APY

18 Month CD

$25,300
1.30%APY

2 Year CD

$25,325
1.50%APY

3 Year CD

$25,375
1.40%APY

4 Year CD

$25,350
1.70%APY

5 Year CD

$25,425
0.63%APY

6 Month CD

$25,158
0.66%APY

9 Month CD

$25,165
1.00%APY

Online Savings

$25,250
0.00%APY

IRA

$25,000
0.85%APY

Money Market

$25,213
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Today's Featured Rate

Ally Bank Bank Fees

Type

Fee

National Average

Monthly Inactivity

$0.00
$7.00

Non sufficient Fund Overdraft

$9.00
$9.00

Stop Payment Item

$15.00
$27.00

Return Deposit

$7.50
$14.00

Domestic Wire Transfer (Outbound)

$20.00
$22.00

Domestic Wire Transfer (Inbound)

$0.00
$9.00

Non-Bank ATM

$0.00
$1.00

Customer Reviews

Ally Bank Truely is the Best Online Bank

5

Jan 15, 2014 by

I have had no problems with them, they have friendly customer service and great rates. Can't complain about anything. I would definitely recommend them!

Ally Bank Customer Service Information

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6985 Union Park Center Suite 435 Midvale, UT 84047 1-877-247-Ally
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