Synchrony Bank, a featured partner of GOBankingRates, offers a digital storefront to help you meet your personal finance goals. A former subsidiary of General Electric Co., Synchrony Bank acquired MetLife Bank's deposit business in January 2013, including $6.4 billion in deposits and its online banking operation.
Synchrony Bank offers a wide range of retail banking and lending services. The lending arm of the online bank offers a range of personal loans to cover the unexpected costs of life, from auto parts loans to loans for electronics, home improvement loans, and healthcare loans. Synchrony Bank OptimizerPlus+ deposit accounts also help customers get further in their savings goals. The money market and savings accounts offer high-yield earning while still keeping funds accessible. Synchrony Bank also offers long-term savings and investment vehicles in its certificates of deposit and IRAs, offering CD terms from 3 months to 60 months.
Synchrony Bank has many personal banking offers to choose from including highly-rated term CDs, high-yield savings, and IRA money market accounts.
Today's Featured Rate
I think this bank is uncooperative and poor customer service.I asked to speak a supervisor and was refused.I had a concern about a payment notification I did not receive. No one acted as if they were concerned. I have been a customer with
Think before you get any credit card through Synchrony Bank, I was approved for $800 in credit line for Walmart and paid off both $500 and paid off $230 in one lump sum and they lowered my credit line to $100. My credit score went up and they still drop the credit line and can't explain why they made that decision. Their customer service sucks. Think before you open anything with them I think they are out to hurt your score and credit history then helping you.