Synchrony Bank Reviews, Rates and Information

About


Rated Top 10 Savings Account in GOBankingRates Best Banks Study

Synchrony Bank, a featured partner of GOBankingRates, offers a digital storefront to help you meet your personal finance goals. A former subsidiary of General Electric Co., Synchrony Bank acquired MetLife Bank's deposit business in January 2013, including $6.4 billion in deposits and its online banking operation.

Synchrony Bank offers a wide range of retail banking and lending services. The lending arm of the online bank offers a range of personal loans to cover the unexpected costs of life, from auto parts loans to loans for electronics, home improvement loans, and healthcare loans. Synchrony Bank OptimizerPlus+ deposit accounts also help customers get further in their savings goals. The money market and savings accounts offer high-yield earning while still keeping funds accessible. Synchrony Bank also offers long-term savings and investment vehicles in its certificates of deposit and IRAs, offering CD terms from 3 months to 60 months.

Product Information

About Synchrony Bank's Products & Services

Synchrony Bank has many personal banking offers to choose from including highly-rated term CDs, high-yield savings, and IRA money market accounts.

Synchrony Bank Products

  • High-Yield Savings

  • Optimizer Plus+ CDs

  • Money Market Accounts

More Products

  • IRA

  • Money Market Account

  • Credit Cards

Synchrony Bank Rates

Synchrony Bank: National Interest Rates

All rates effective as of 12/08/2015

Rate (APY)

Account Type

Estimated Balance for 1 year

1.25%APY

1 Year CD

$25,313
1.45%APY

2 Year CD

$25,363
1.50%APY

3 Year CD

$25,375
1.60%APY

4 Year CD

$25,400
1.80%APY

5 Year CD

$25,450
0.41%APY

6 Month CD

$25,103
0.85%APY

Money Market

$25,213
1.05%APY

Savings

$25,263
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Today's Featured Rate

Synchrony Bank Bank Fees

Type

Fee

National Average

Monthly Inactivity

$5.00
$7.00

Non sufficient Fund Overdraft

$0.00
$9.00

Stop Payment Item

$25.00
$27.00

Return Deposit

$0.00
$14.00

Domestic Wire Transfer (Outbound)

$25.00
$22.00

Domestic Wire Transfer (Inbound)

$0.00
$9.00

Non-Bank ATM

$0.00
$1.00

Customer Reviews

Synchrony Bank Customer Service Information

Sunday
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170 West Election Road Suite 125 Draper, UT 84020 1-866-226-5638
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