Most credit card companies won’t approve customers with poor credit, forcing them to use secured credit cards. The AvantCard can be a good option for those not wanting to go the secured card route because it is an actual, traditional credit card, offering credit limits of between $300 and $1,000.
The card allows online applications and payments and has no hidden fees, mandatory deposits or liability for unauthorized charges. For some customers, there is also no annual fee, although you’ll have to check during the application process because annual fees can range up to $59. Applicants should note that the APR on this card ranges between 24.99% and 29.99%, which is exorbitant. However, it’s to be expected for cards that serve customers with poor or nonexistent credit — which is one of the many reasons why you should look to improve your credit.
See: 4 Credit Cards That Are Great for Day-to-Day Errands