American Express Delta SkyMiles Cards: Which One Is Right for You?

Review these four Delta credit cards from American Express.

Delta Airlines has ranked No. 1 in the Business Travel News Annual Airline Survey for seven straight years, proving its ability to satisfy the 180 million travelers who fly with the airline each year. If you’re looking for a Delta SkyMiles card deal that gives you good travel benefits, one of the company’s four American Express Delta cards might be right for you.

Read on to find out which credit card offer might be best for you.

Blue Delta SkyMiles Credit Card

The Blue Delta SkyMiles Card has basic benefits and no annual fee. Earn two miles for Delta purchases and restaurant charges and one mile per dollar on other everyday purchases. You also get 10,000 bonus miles for making at least $500 in purchases during the first three months of becoming a cardholder. If you use Lyft, you get up to $50 in statement credits and two miles for each dollar spent on Lyft purchases within the first six months.


  • No annual fee
  • Credits for Lyft purchases


  • No Medallion Qualification Miles benefits
  • No passenger benefits for luggage or Delta Sky Club use
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Who Is This Card Good For?

This is the best Delta credit card for someone who travels occasionally and wants to earn miles with no annual fee.

Read: Best No Foreign Transaction Fees Credit Cards

Gold Delta SkyMiles Credit Card

The Gold Delta SkyMiles Card offers more benefits, and there’s no annual fee for the first year. After the first year, the annual fee is $95.

You’ll get a host of benefits for that price, including one free checked bag and priority boarding on Delta flights, no foreign transaction fees and the ability to pay with miles for certain flights. Cardholders earn two miles per dollar on Delta purchases and one mile per dollar on other everyday purchases.

In addition, you and two guests get discounted access to Delta Sky Clubs, and you receive a Medallion Qualification Dollar waiver. Get 60,000 bonus miles if you make at least $3,000 in eligible purchases during the first four months. Making a Delta purchase within that time frame adds a $50 statement credit.


  • Free checked bag, priority boarding and Delta Sky Club discount
  • No foreign transaction fees
  • Medallion Qualification Dollar waiver
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  • $95 annual fee after the first year

Who Is This Card Good For?

This is the best Delta-branded American Express card for those who travel frequently enough to take advantage of benefits like a free bag and priority boarding but who don’t aspire to earn the highest Delta status.

Check Out: American Express Serve Review

Platinum Delta SkyMiles Credit Card

The Platinum Delta SkyMiles Card has a hefty $195 annual fee, but that comes with a host of benefits that you get in addition to those of the Gold version. You get 10,000 Medallion Qualification Miles to boost you on your Delta status journey. You also get 70,000 bonus miles if you spend at least $3,000 within the first three months.

The card also offers a Miles Boost Benefit that’s good for 10,000 bonus miles and 10,000 Medallion Qualification Miles after you spend $25,000 in eligible purchases on the card in a calendar year, as well as a Pay With Miles benefit. If you renew the card, you get a domestic main cabin round-trip companion certificate.


  • Ability to earn Medallion Qualification Miles
  • Pay With Miles benefit
  • Free round-trip companion certificate upon card renewal
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  • $195 annual fee
  • High spending requirement for top benefits

Who Is This Card Good For?

This is the best American Express Delta card for frequent travelers whose accrual of rewards and use of amenities would offset the annual fee.

Find Out: The Top 10 Most Exclusive Black Cards You Don’t Know About

Delta Reserve Credit Card

The Delta Reserve Credit Card has the highest benefits tier, but the perks come with a $450 annual fee. This AmEx credit card gives you priority for upgrades over other travelers in your Medallion tier and fare class grouping.

You also get free access to Delta Sky Clubs and discounted access for two guests. Spend $3,000 in eligible purchases during your first three months and get 10,000 Medallion Qualification Miles and 40,000 bonus miles. If you spend at least $30,000 in a calendar year, you’ll rack up 15,000 more Medallion Qualification Miles and 15,000 bonus miles.


  • Upgrade priority
  • Free Delta Sky Club access


  • $450 annual fee

Who Is This Card Good For?

This Delta Airlines credit card is tailored for big spenders who fly Delta frequently and who want to achieve and maintain elite status.

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Which American Express Delta Card Will Give You What You Need?

There’s a Delta American Express credit card for everyone, from the casual traveler to devoted Delta customers who spend countless hours in the air. The best Delta credit card for you depends on the category in which you fall. Review each Delta SkyMiles card to determine where the benefits outweigh the fees based on your personal situation.

Click through to read a United Airlines credit card comparison.

More on Credit Cards

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion. Some interest rates might be short-term or promotional offers only, and it is possible additional terms and conditions must be met in order to obtain the interest rates listed. Rates and availability might vary by region. Verify terms and conditions before opening an account. 

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.

About the Author

Barb Nefer

Barb Nefer has been writing professionally for nearly 30 years, cutting her teeth as a news writer for the Daily Southtown in Chicago. She's a doctor of psychology, and her eclectic expertise includes personal finance, psychology, travel and the pet industry. Her work reflects that diversity, with pieces appearing in places like, CBS Local,, WebPsychology, and Animal Wellness magazine.

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