Citi AAdvantage Executive World Elite Mastercard Review: Peak Perks

Learn if this high-end card fits with your business needs.

The Citi AAdvantage Executive World Elite Mastercard might be worth considering for your business, given its travel perks that benefit not just you, but accompanying travelers. Continue reading and learn if this American Airlines credit card is the best option for you.

Citi AAdvantage Executive World Elite Mastercard at a Glance 
  • Earn 10,000 Elite Qualifying Miles after spending $40,000 within first year
  • 17.49% to 25.49% APR
  • 2 miles per dollar on American Airlines purchases, restaurants and gas stations, 1 mile per dollar on all other purchases.
  • 75,000 AAdvantage bonus miles after $7,500 in purchases in 3 months
  • Priority check-in, priority airport screening for you and up to eight travel companions
  • 25 percent discount on in-flight purchases
  • Access to Admiral’s Club
  • $450 annual fee
  • Balance transfers subject to purchase APR
  • High penalty APR of 29.99 percent
Information accurate as of Sept. 24, 2018.

In This Review:

What You Need to Know About the Citi AAdvantage Executive World Elite Mastercard

This American Airlines executive card pays you double miles on eligible American Airlines purchases but also nets you a mile for every $1 on other purchases. You get 75,000 bonus miles when you spend $7,500 in the first three months. The card also gains you access to American Airlines’ Admirals Club, which adds to your pre-fight experience with complimentary food, drinks and other travel-related services. This card can be used as your business travel card with its capacity to add an additional 10 authorized users on it. Learn about the best credit card offers, deals and bonuses available now.

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Note the high APR and the annual fee of $450. This card might require consistent use to offset the money spent against it.

This card is best for: Those who fly often on American Airlines; those who want to add to their travel experience

The Best Features of the Citi AAdvantage Executive World Elite Mastercard

The best features on the card mostly depend on how often you fly or plan to fly American Airlines. Your first checked bag is free, along with the first checked bag of up to eight of your fellow travelers on the same reservation, which would assist in business ventures. Other travel perks include preferred boarding and priority screening, plus a 25 percent discount on eligible in-flight purchases. The card has no foreign transaction fee, which cuts down on travel costs.

When You Should Consider Signing Up for the Citi AAdvantage Executive World Elite Mastercard

The Citi AAdvantage Executive World Elite Mastercard best suits business interests that use American Airlines as their primary airlines. The collective benefits such as free checked bags and extensive authorized use give the card versatility for business groups, as well as a way to quickly rack up points. The rates and fees appear high, and the bonus requires an unusually high purchase point to gain the 75,000 bonus miles. However, you can justify the costs in the redeemed rewards and other travel benefits the card offers.

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Karen Doyle contributed to the reporting for this article.

This content is not provided by the companies mentioned. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Citi and American Airlines.

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About the Author

Sean Dennison

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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