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How Many Credit Cards Should You Have? And More Credit Card Questions Answered

There's no one-size-fits-all answer when it comes to how many credit cards you should have. Like all financial decisions, the right number of credit cards depends on your personal finance profile, from your income and age to your financial objectives and free cash reserves. However, one thing is for certain — you should never open any credit card account unless you have the financial means to pay it off in full before interest charges accrue. Beyond that, there are a number of different scenarios that will help determine how many credit cards you should have, and when you should or…

How To 'Erase' Credit Card Annual Fees

According to a Federal Trade Commission report, annual fees on credit cards have been increasing steadily over the years. The average annual fee in 2020 was $94 per card, according to the FTC report. Higher fees might be more and more difficult for some cardholders to justify. But despite the upward trend in annual fees, many credit cards come with some excellent perks. In fact, credit cards can have such lucrative benefits that an annual fee might be worth it. We Asked: 90-Second Moves To Raise Your Credit Score 200 Points Portal Update: 10 Things To Do Now If You…

How Many Credit Cards Do You Need To Get a Higher Credit Score?

Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it's not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers of your credit score, like how you use them. Here's a look at what exactly goes into a credit score, along with an explanation of what you need to do to get or maintain top-tier credit. Get Started: Make a Debt-Free Future Your Reality Credit Score:90-Second Moves…

The 10 Best Travel Credit Cards Available Now

The 10 Best Airline Credit Cards Available Now

GOBankingRates’ Best Rewards Credit Cards

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How To ‘Erase’ Credit Card Annual Fees

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MORE ABOUT CREDIT CARDS


New Survey Reveals What Americans Hate Most About Credit Cards

Credit cards have many benefits, from providing a financial cushion in case of emergencies, to helping build credit scores to accumulating rewards and perks. While there are endless cards to choose from, there is one aspect many Americans agree on:  Annual membership fees are the worst, according to a new survey. The new GOBankingRates survey, which questioned over 1,000 Americans, found that annual membership fees took the top spot in two ways: It was the top thing people tried to avoid when signing up, and 36% of those surveyed deemed it the fee they hate the most. More Findings: 44%…

How To Cancel a Credit Card Without Hurting Your Credit Score

There are plenty of reasons to cancel a credit card. But canceling can have a negative impact on your credit score, so you'll need to do more than just cut up the card and throw it out if you don't want to ding your score in the process. The good news is you can minimize the damage or, in some cases, avoid it entirely. Here's how to cancel a credit card without damaging your credit score. When It Makes Sense To Cancel a Credit Card Any number of circumstances might warrant canceling a credit card. For example: Your credit card rewards…

Should I Contribute To My 401(k) or Pay Off My Credit Card Debt?

It's been over a decade since the Great Recession swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security. This has only been worsened by the coronavirus pandemic and its affect on unemployment in the U.S. See: 20 Investments That Are Recession-Proof Check Out: A $180K Pokémon Card and the Geekiest Stuff That Could…

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Ellevest Review: Is It the Best Robo-Advisor for You?

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Social Security 2022: How the COLA Will Increase Benefits for the Average Senior Couple

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Facebook Stock: Is It a Good Buy Right Now?

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Apple Stock: Is It a Good Buy Right Now?

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Netflix Launches Video Games for Android Devices

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Analysts Say Home Prices Are Going to Keep Going Up

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Coinbase Offers Customers Loans Up To $1 Million Using Bitcoin as Collateral

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How Much Is Amazon Worth?

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IRS Sends 430,000 Refunds for Unemployment Tax Compensation — Who Will Receive Roughly $1,189?

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Many Gen Zers and Millennials Still Rely on Parents’ Financial Support

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The Rise of the Metaverse: NFT-Focused Investment Firm Sfermion Raises $100 Million

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Crypto Comprehension Study: 98% of People Don’t Grasp Basics of Bitcoin, Stablecoins or NFTs

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Social Security Survivors Benefits Available to Same-Sex Partners Thanks to Historic Ruling

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Congressional Stablecoin Regulation Requested in Latest Report — Will It ‘Even Playing Field?’

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Burger King’s Loyalty Program Lets You Trade Crowns for Crypto Thanks to Robinhood Partnership

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The Treasury Yield Curve Has Flattened: Why That’s Bad News for Economic Growth and Inflation

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‘Squid Game’ Crypto Crashes in Apparent Scam — Creators Stole Reported $2.1 Million

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Zillow Shares Drop After Home Value Leak & Sell-Off Announcement

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Musk Tweets That Tesla/Hertz Deal ‘Not Signed,’ Stock Takes 5.2% Hit

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The Fed Is Going to Start Tapering Bond-Buying — Why Does It Matter to You?

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As Relief Programs Expire, Rent Is Rising Sharply Across the US

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Crypto Community’s Latest Kryptonite: A Tungsten Cube

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What Is Gwen Stefani’s Net Worth?

Microsoft

How Much Is Microsoft Worth?

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If World Rolls Back Oil Dependency, What Could Happen to Surrounding Financial Market?

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Experts Walk You Through the Potential Tax Pitfalls of Seasonal Holiday Side Gigs

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GameStop COO Quits After 7 Months — What This Could Mean for Company Stock

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Stimulus Update: Investors Who Put Full Amount Into Bitcoin Saw $4.5K Profit

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Women Are Choosing Careers in STEM When Returning to the Workforce During Post-Pandemic ‘Great Reevaluation’

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Satoshi Nakamoto’s Bitcoin Whitepaper Turns 13 — How Rich Is the Anonymous Crypto-Creator Today?

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Stimulus Money Could Cause the Stock Market to Plunge 15% by November

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Direct Express Cards: Access Social Security and Other Federal Payments Without a Bank Account

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Today Is Your Last Chance to Claim Your November Child Tax Credit

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Stimulus Update: Taxpayers Have Until Midnight Tonight To Make Income Changes On Child Tax Credit Update Portal

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Stimulus Update: 91% of Low-Income Families Are Using the Child Tax Credit for Basic Necessities

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American Airlines Cancels Weekend Flights — How to Safeguard Your Holiday Travels Against Labor Problems

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Facebook Name Change Boosts Metaverse-Focused Cryptos Such as Mana

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Elon Musk Will Sell $6 Billion Worth of Tesla Stock to Solve World Hunger if UN Can Explain How It’ll Spend It

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Perspective: What Elon Musk Could Buy With His Billions, From Sports Teams to Countries

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American Employees Put Work-Life Balance Over Job Satisfaction, Survey Shows

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10 Supply Shortages That May Happen Again This Year

Social Security Benefits Might Get Cut Early — What Does It Mean for You?

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What Homes Will Be Worth in Your State by the End of 2021

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Senior Stimulus: How an Additional $1,400 Check Could Help Social Security Recipients Afford Rising Grocery Costs

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Social Security Eligibility: What It Takes to Receive Max Monthly $3,895

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Social Security Scams: 3 Common Requests and How To Report Them

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Social Security Update: New Bill Could Benefit Seniors Immensely by Improving Cost-of-Living Formula

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Social Security FYI: Will Stimulus Payments and Child Tax Credit Affect Your Benefits?

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Stimulus Update: Haven’t Received a Child Tax Credit Payment? Check if You’re Eligible

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Google Stock: Is It a Buy, Hold or Sell Right Now?

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Amazon Stock: Is It a Good Buy Right Now?

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Get $100 in Free Bitcoin by Halloween Through Mark Cuban’s Partnership with Crypto Platform Voyager

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