Marriott Rewards Premier Plus Business Credit Card Review: Useful Perks

This Marriott business credit card offers many Marriott rewards.

The Marriott Rewards Premier Plus Business credit card offers a number of benefits, but the greatest value is directed toward those who often stay at the Marriott chain of hotels. With a generous sign-up bonus, ample points multipliers and numerous extra freebies thrown in, the card can be one of the best rewards cards for business participants in the Marriott rewards program.

Marriott Rewards Premier Plus Business Credit Card at a Glance
ProsCons
  • Sign-up bonus of 75,000 points when you spend $3,000 in the first 3 months
  • Rewards rate that includes 6x points per $1 spent at more than 6,500 participating Marriott Rewards and SPG hotels and 4x points per $1 spent on gas station, restaurant, shipping, internet, cable and phone service purchases
  • Annual free night every card anniversary
  • Fastest way to earn Marriott Rewards Elite Status
  • Annual fee of $99
  • 17.74% to 24.74% APR on purchases, based on your creditworthiness

Related: Best Travel Credit Cards

What You Need to Know About the Marriott Rewards Premier Plus Business Credit Card

Best for: Frequent guests at the Marriott chain of hotels, including those seeking bonus points, Marriott Rewards Elite status and free nights.

The Marriott Rewards Premier Plus Business credit card is geared toward those that are loyal Marriott customers. Many of the benefits of the card help reward Marriott customers, from status to points and free hotel stays.

Best Features of the Marriott Rewards Premier Plus Business Credit Card

Those using this card for business can earn 75,000 Marriott rewards points by signing up for this card and spending $3,000 in the first three months after account opening. Cardholders are granted immediate silver status, with the ability to jump up to gold after spending $35,000 every year. Every account anniversary, cardholders can contact Marriott Rewards Reservations to cash in a free night at a Marriott family hotel with a redemption level up to 35,000 points. Points multipliers include 6x points on Marriott family purchases and 4x points at gas stations, restaurants, or on shipping, internet, cable or phone service purchases.

Learn: How to Use Credit Cards Wisely

More Useful Features of the Marriott Rewards Premier Plus Business Credit Card

In addition to its hotel rewards, the Marriott Rewards Premier Plus Business credit card carries numerous additional account benefits. Some of the most noteworthy include:

  • Lost luggage reimbursement
  • Trip delay reimbursement
  • Auto rental collision damage waiver
  • Purchase protection
  • Zero liability protection

Although some of these features are commonly found on other credit cards, this Marriott Rewards credit card, in many cases, offers enhanced benefits. For example, the lost luggage reimbursement feature has a very high limit of up to $3,000 per person, and the purchase protection feature, which covers new purchases against theft or damage for up to 120 days, is a rapidly vanishing feature that this card still possesses.

Marriott Rewards Premier Plus Business Credit Card Is Good for Frequent Marriott Guests

Although this credit card carries additional bonuses for spending in categories such as shipping and internet services, at its heart, this is a travel credit card. As the name implies, the best use of this card is at Marriott properties, but other travel categories, such as gas and restaurants, are also rewarded. The card does come with a $99 annual fee and an APR between 17.74 and 24.74 percent, along with a balance transfer fee of the greater of 5 percent or $5, so it isn’t cheap. However, between the sign-up bonus, the anniversary free night and other perks, the card offers a lot in a single package.

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