Financial Head Start

Thinking About the New Year Already?

Get a head start! Discover tips to help get you and your finances ready for 2025.

FINANCIAL PREP 101

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This 7-Day Savings Challenge is The Perfect Way to Prepare for 2025

By Kristen Mae

on November 7, 2024

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5 Money Moves Wealthy People Make Before the Start of Any New Year

5 Money Moves Wealthy People Make Before the Start of Any New Year By Laura Bogart There are certain traditional ways people ring in the new year. Some clink glasses at midnight, or go in for a lucky kiss. Others meditate. And, let’s be real, plenty are already in bed. Wealthy people may be among those celebrating at parties, on the yoga mat, or off in dreamland — but they’re also a little different. They know that part of embracing the new year means setting themselves up for success. Check Out: This 7-Day Savings Challenge is The Perfect Way to…

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4 Tips To Find Extra Money in Your Budget, According to Jade Warshaw

If you have a budget but neglect doing four key things, you’re “leaving a lot of potential money on the table,” at least according to a video from financial coach and “The Ramsey Show” co-host Jade Warshaw. For You: 6 Things the Middle Class Should Sell To Build Their Savings Read Next: 9 Things You Must Do To Grow Your Wealth in 2024 Some of her suggestions involve reducing your expenses. Others require extra work. But all four tips can help you find extra money in your budget. Bring In Extra Income Warshaw said bringing in extra income is a…

: Mandatory Credit Photo Laura Cavanaugh/UPI/Shutterstock (BLU_A72729301) : Suze Orman arrives for the 34th Annual Gracie Awards at the Marriott Marquis Hotel in New York on June 3, 2009.

Suze Orman Says You Need To Do This With Your Money Before the New Year

Financial preparedness is key to a stress-free future for you and your family. From saving and investing early and often to budgeting and making smart money choices, there are many things that will typically put you on the right financial track. Learn More: Suze Orman: 3 Biggest Mistakes You Can Make as an Investor Try This: 6 Unusual Ways To Make Extra Money That Actually Work However, there is one specific financial initiative that financial guru Suze Orman wants you to do before the new year rolls around. ‘Make a Date with Your Money’ On one of her latest Suze…

INVESTING INSIGHTS

I’m a Real Estate Broker: 6 Tips for First-Time Investment Property Homebuyers

By Martin Dasko

on October 21, 2024

Dave Ramsey: Should You Invest or Buy a House?

In today’s economy, it’s pretty expensive to buy a home. Since the COVID-19 pandemic, the average cost of a home nationwide is up and mortgage rates remain high despite cooling inflation. It might be tempting to put more money toward investing and delay saving for a home. But in a recent YouTube video, financial expert Dave Ramsey said that’s not the right move. Check Out: 20 Best Cities Where You Can Buy a House for Under $100K Discover Next: How To Get Rich in Real Estate Starting With Just $1,000 “The largest line item … in your budget every month…

A focused young woman with long, wavy hair works on her laptop, which is propped up on her modern kitchen counter.

Should You Invest In Buffer ETFs? 2 Pros and Cons You Should Know

Looking for the hottest new investment vehicle? Well, look no further. Buffer ETFs (exchange-traded funds) are currently one of Wall Street’s most popular offerings. Jason Zweig of The Wall Street Journal wrote, “In 2018, there were 13 of these funds managing a total of $3.8 billion, according to Morningstar; at the end of last month, 342 held a combined $108.3 billion.” Learn More: 2 Best Ways To Invest $1 a Day — and What It Can Grow To Try This: 9 Things You Must Do To Grow Your Wealth in 2024 But, for the uninitiated, what are buffer ETFs –…

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Get Started With Stock Investing by Doing One Thing, Says Money Expert Tiffany Aliche

Buying stocks can diversify your investment portfolio and put your money to work to reach your long-term financial goals. You can buy and sell stocks easily, thanks to the availability of apps like Robinhood and Webull, which allow you to take an active role in your investments. But one of the challenges of getting started with stock investing is deciding which stocks to buy. Tiffany Aliche, “The Budgetnista,” provided some simple advice to help you decide what to invest in. For You: 2 Best Ways To Invest $1 a Day — and What It Can Grow To Read More: 9…

RETIREMENT ADVICE

Mature couple sitting at a table, holding papers and working on their finances on a laptop in their house

7 Ways To Adjust Your Spending To Bolster Your Retirement Savings in 2025

By Crystal Mayer

on October 23, 2024

Couple checking their bills,using laptop while working at home in the living room.

6 Money Moves To Make Now To Avoid Retirement Regrets

There’s no such thing as having “too much money” in your retirement account, particularly with the rising cost of living, the potential for large medical bills in retirement and even the uncertainty of your own longevity. So it can pay big dividends if you take active steps to prepare for your retirement while you’re still working. Learn More: The Average Retirement Age in 2024: US vs. Canada Try This: 5 Subtly Genius Moves All Wealthy People Make With Their Money With the proper plan, you can minimize the chance of financial regrets and hopefully end up with enough money to…

Senior couple uses a laptop and a credit card while sitting at a table in their house.

I’m a Boomer: 3 Things I Wish I’d Done Differently To Prepare for Retirement Longevity

The vast majority of retirees work and save their entire adult lives in order to be able to slow down and enjoy their golden years. Unfortunately, many people fall behind and struggle to have enough money saved up by the time they want to retire. Read Next: Retirees Share the One Thing They Regret Not Saving For Learn More: How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too According to an AARP survey last year, 20% of Americans over the age of 50 have no retirement savings, and over half worry they won’t have enough money…

7 Ways To Retire Without Investing in the Stock Market

The stock market is a popular investment for those saving for retirement because it has an enviable track record. The S&P 500 index, for example, has a long-term average annual return of about 10%, enough to double your money roughly every seven years. And though the stock market has a reputation for volatility, the S&P 500 has never lost money over any 20-year rolling period. But even with these admirable statistics, investing in the stock market isn’t for everyone. Learn More: Warren Buffett Reveals How To Invest $10,000 If You Want To Get Rich Read Next: 9 Things You Must…

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5 Side Hustles That Can Earn You an Extra $1,000 Before 2025

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Income Taxes 2025: A Look at How This Year’s Election Could Affect Your Refund Amount Next Year

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