5 Cities Where Housing Prices Will Explode Plus 5 More Where Home Values Are Declining

Only a few weeks remain between now and the end of 2025 — enough time for U.S. housing markets to experience a bit of growth or enter a cooling-off period. 

Which metros are likely to see home values skyrocket and where might values decline? Using an existing GOBankingRates study and a separate Zillow analysis, here’s what is in store for real estate now through the end of the year.

From coast to coast, the following five cities were identified in GOBankingRates’ original research as having the highest one-year home value change percentages.

• One-year home value change (%): 10.89%

• One-year home value change (%): 10.75%

• One-year home value change (%): 10.71%

• One-year home value change (%): 9.43%

• One-year home value change (%): 9.19%

To determine the top metros where home values are declining, we referred to a Zillow analysis studying the cities with the largest year-over-year home value percentage drops. Surprisingly, the top five cities are all based in Florida and Texas.

• YoY % change in value: -6.2%

• YoY % change in value: -6.0%

• YoY % change in value: -4.6%

• YoY % change in value: -4.3%

• YoY % change in value: -3.9%

Dive into more original studies and surveys in the GOBankingRates original research center.