20 Best Cities Where You Can Buy a House for Under $100K

There’s good news for Americans that want to buy a home on a modest budget. From the Southwest to the East Coast, 20 popular cities boast a hefty amount of active listings for homes under $100,000.

To determine which cities these listings are in, GOBankingRates studied the 100 largest housing markets in the Zillow Housing Value Index. Each location’s number of active listings and active listings under $100,000 were sourced from Realtor.com.

Ranked in order from the highest to lowest percentage of active listings, see which cities are best for buying homes under $100,000.

• All active listings: 4,458
• All active listings under $100,000: 2,463
• Percentage of all active listings under $100,000: 55.3%

• All active listings: 811
• All active listings under $100,000: 356
• Percentage of all active listings under $100,000: 43.9%

• All active listings: 1,847
• All active listings under $100,000: 667
• Percentage of all active listings under $100,000: 36.1%

• All active listings: 3,190
• All active listings under $100,000: 840
• Percentage of all active listings under $100,000: 26.3%

• All active listings: 3,231
• All active listings under $100,000: 739
• Percentage of all active listings under $100,000: 22.9%

• All active listings: 1,223
• All active listings under $100,000: 269
• Percentage of all active listings under $100,000: 22%

• All active listings: 1,619
• All active listings under $100,000: 342
• Percentage of all active listings under $100,000: 21.1%

• All active listings: 1,423
• All active listings under $100,000: 278
• Percentage of all active listings under $100,000: 19.5%

• All active listings: 3,885
• All active listings under $100,000: 719
• Percentage of all active listings under $100,000: 18.5%

• All active listings: 2,914
• All active listings under $100,000: 534
• Percentage of all active listings under $100,000: 18.3%

• All active listings: 8,547
• All active listings under $100,000: 1,500
• Percentage of all active listings under $100,000: 17.6%

• All active listings: 3,444
• All active listings under $100,000: 603
• Percentage of all active listings under $100,000: 17.5%

• All active listings: 2,381
• All active listings under $100,000: 400
• Percentage of all active listings under $100,000: 16.8%

• All active listings: 1,406
• All active listings under $100,000: 224
• Percentage of all active listings under $100,000: 15.9%

• All active listings: 1,772
• All active listings under $100,000: 269
• Percentage of all active listings under $100,000: 15.2%

• All active listings: 2,372
• All active listings under $100,000: 346
• Percentage of all active listings under $100,000: 14.6%

• All active listings: 2,741
• All active listings under $100,000: 386
• Percentage of all active listings under $100,000: 14.1%

• All active listings: 1,873
• All active listings under $100,000: 263
• Percentage of all active listings under $100,000: 14%

• All active listings: 1,226
• All active listings under $100,000: 165
• Percentage of all active listings under $100,000: 13.5%

• All active listings: 3,001
• All active listings under $100,000: 381
• Percentage of all active listings under $100,000: 12.7%

Heather Taylor and Jami Farkas contributed to the reporting for this piece.

Methodology: For this study, GOBankingRates analyzed the 100 largest housing markets, as sourced from Zillow Housing Value Index, to find the best chance of buying a home for under $100,000. The number of active listings, active listings under $100,000, single-family home listings and single-family home listings under $100,000 were sourced from Realtor.com for each location. The cities were sorted to show the highest percentage of active listings under $100,000. All data was collected on and is up to date as of Dec. 4, 2024.