Advertiser Disclosure
GOBankingRates works with many financial advertisers to showcase their products and services to our audiences. These brands compensate us to advertise their products in ads across our site. This compensation may impact how and where products appear on this site. We are not a comparison-tool and these offers do not represent all available deposit, investment, loan or credit products.
7 States Where It’s Almost Impossible for Low-Income Families To Afford Housing



Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 YearsHelping You Live Richer
Reviewed by Experts
Trusted by Millions of Readers
Housing affordability is a huge issue many Americans face, and the situation is particularly dire for extremely low-income families — defined as households with incomes at or below either the federal poverty guideline or 30% of their area median income, whichever is greater. Across the US, there is currently a shortage of 7.3 million rental homes that are affordable and available to renters with extremely low incomes, according to the National Low Income Housing Coalition (NLIHC).
While each state has a deficit of available housing for extremely low-income families, the situation is particularly distressing in these seven states, as identified by the NLIHC.
Also here is the salary you need to afford the average home in your state.
Nevada
- Number of affordable and available rental homes: 14 per 100 extremely low-income renter households
- Extremely low-income renter households: 91,243
- Extremely low-income renter households with severe cost burden: 86%
Arizona
- Number of affordable and available rental homes: 24 per 100 extremely low-income renter households
- Extremely low-income renter households: 176,191
- Extremely low-income renter households with severe cost burden: 79%
California
- Number of affordable and available rental homes: 24 per 100 extremely low-income renter households
- Extremely low-income renter households: 1,282,835
- Extremely low-income renter households with severe cost burden: 77%
Texas
- Number of affordable and available rental homes: 25 per 100 extremely low-income renter households
- Extremely low-income renter households: 906,885
- Extremely low-income renter households with severe cost burden: 79%
Alaska
- Number of affordable and available rental homes: 25 per 100 extremely low-income renter households
- Extremely low-income renter households: 19,545
- Extremely low-income renter households with severe cost burden: 64%
Florida
- Number of affordable and available rental homes: 25 per 100 extremely low-income renter households
- Extremely low-income renter households: 583,625
- Extremely low-income renter households with severe cost burden: 82%
Oregon
- Number of affordable and available rental homes: 26 per 100 extremely low-income renter households
- Extremely low-income renter households: 138,104
- Extremely low-income renter households with severe cost burden: 78%
Editor’s note: Data is sourced from the National Low Income Housing Coalition and is accurate as of 2022.
More From GOBankingRates
Share This Article:
You May Also Like


I Asked ChatGPT How Much It Costs To Build a House in 2025 -- Here's What It Said
October 03, 2025
2 min Read


Dave Ramsey Says Real Estate Can Be a Great Investment but Don't Expect It To Be Passive Income
October 03, 2025
2 min Read

If NYC's 400,000 Millionaires Left Tomorrow, How Much Would Rent Drop?
September 29, 2025
2 min Read


20 Cities Where Home Prices Are Expected To Crash in the Next 12 Months
September 16, 2025
2 min Read





Retirees Should Avoid Renting in These 4 California Cities With the Most Competition
September 26, 2025
2 min Read


Make your money work for you
Get the latest news on investing, money, and more with our free newsletter.
By subscribing, you agree to our Terms of Use and Privacy Policy. Unsubscribe at any time.

Thanks!
You're now subscribed to our newsletter.
Check your inbox for more details.



Sending you timely financial stories that you can bank on.
Sign up for our daily newsletter for the latest financial news and trending topics.
For our full Privacy Policy, click here.
Looks like you're using an adblocker
Please disable your adblocker to enjoy the optimal web experience and access the quality content you appreciate from GOBankingRates.
- AdBlock / uBlock / Brave
- Click the ad blocker extension icon to the right of the address bar
- Disable on this site
- Refresh the page
- Firefox / Edge / DuckDuckGo
- Click on the icon to the left of the address bar
- Disable Tracking Protection
- Refresh the page
- Ghostery
- Click the blue ghost icon to the right of the address bar
- Disable Ad-Blocking, Anti-Tracking, and Never-Consent
- Refresh the page