How to Make a United Wholesale Mortgage Payment

Learn the different ways you can make a UWM payment.

United Wholesale Mortgage is the largest among all the wholesale mortgage lenders in the United States. Consumers generally don’t deal directly with wholesale lenders when it comes to purchasing a mortgage; rather, they are likely to be directed to a UWM product through the services of a mortgage broker. Once you set up your mortgage with UWM, you’ll have to make regular payments.

Here’s a look at the ways you can pay your United Wholesale Mortgage, along with suggestions on the best ways to pay down your mortgage.

Making a United Wholesale Mortgage Payment

You can make a mortgage payment with United Wholesale in one of two ways: on the website with a United Wholesale Mortgage loan administration login, or over the phone.

How to Make a UWM Payment Online

United Wholesale Mortgage offers a mortgage loan servicing webpage to facilitate online payments. To access your account online, you’ll need either your loan number or your last name and the last four digits of your Social Security number. If you access the site using your name and Social Security number, you’ll need your Servicing Loan number to pull up your account information and make a UWM loan administration payment.

Save for Your Future

The easiest way to make your mortgage payment online is to set up an automatic debit from your checking or savings account. After using your United Wholesale Mortgage login to access the UWM loan servicing website, you can enroll in the company’s Automated Payment (ACH) program to deduct the correct monthly mortgage payment amount from your bank account.

Learn How: I Paid Off My Mortgage With a Credit Card

If you don’t set up an automated ACH payment, you can still use the loan servicing website to make any payment you would like on your mortgage. In addition to paying your bill, you can use the site to view your mortgage statement, tax details, insurance details and anything related to your mortgage.

How to Make a UWM Payment by Phone

If you’re not interested in using the automatic payment feature on the UWM website, you can still call United Wholesale Mortgage customer service at 800-981-8898 and make a payment over the phone. You’ll need your UWM loan information so the phone representative can pull up your account. You’ll also have to provide your bank account information, including your bank routing number and account number.

Best Way to Make a United Wholesale Mortgage Payment

The best way to pay a mortgage is the one that’s the most convenient. For most people, this would be the automated payment option that you can establish on the UWM loan servicing website. However, others might prefer to speak directly with someone regarding their payments, in which case a phone payment is the best option. Bear in mind, though, that your mortgage might last 30 years, in which case you’d be making 360 monthly phone calls to make your mortgage payments.

Click through to learn how to pay off your mortgage early.

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    About the Author

    John Csiszar

    After earning a B.A. in English with a Specialization in Business from UCLA, John Csiszar worked in the financial services industry as a registered representative for 18 years. Along the way, Csiszar earned both Certified Financial Planner and Registered Investment Adviser designations, in addition to being licensed as a life agent, while working for both a major Wall Street wirehouse and for his own investment advisory firm. During his time as an advisor, Csiszar managed over $100 million in client assets while providing individualized investment plans for hundreds of clients.

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