Here’s the Least Affordable ZIP Code in Every State

In many areas of America, median-income earners are not able to afford to buy a home where they reside. In the least affordable ZIP codes in every state, homes cost at least four times to as much as 35 times what the median household makes.

If you live in any of these ZIP codes, owning a home is likely financially out of reach. Here’s a look at how much homes cost in the least affordable ZIP codes in every state, as identified by American Home Shield.

• City: Auburn
• Zillow Median Home Value: $302,897
• Home price to household income ratio: 9.25

• City: Homer
• Zillow Median Home Value: $352,143
• Home price to household income ratio: 5.31

• City: Sedona
• Zillow Median Home Value: $1,004,698
• Home price to household income ratio: 17.3

• City: Fayetteville
• Zillow Median Home Value: $353,828
• Home price to household income ratio: 8.07

• City: Beverly Hills
• Zillow Median Home Value: $5,316,025
• Home price to household income ratio: 34.82

• City: Edwards
• Zillow Median Home Value: $1,782,508
• Home price to household income ratio: 21.46

• City: Greenwich
• Zillow Median Home Value: $2,187,141
• Home price to household income ratio: 16.71

• City: Rehoboth Beach
• Zillow Median Home Value: $762,382
• Home price to household income ratio: 8.89

• City: Key Largo
• Zillow Median Home Value: $1,066,215
• Home price to household income ratio: 16.43

• City: Savannah
• Zillow Median Home Value: $520,629
• Home price to household income ratio: 10.95

• City: Haiku
• Zillow Median Home Value: $1,253,169
• Home price to household income ratio: 15.31

• City: Coeur d’Alene
• Zillow Median Home Value: $658,015
• Home price to household income ratio: 11.37

• City: Chicago
• Zillow Median Home Value: $294,576
• Home price to household income ratio: 8.78

• City: Bloomington
• Zillow Median Home Value: $310,403
• Home price to household income ratio: 8.28

• City: Iowa City
• Zillow Median Home Value: $262,081
• Home price to household income ratio: 5.49

• City: Lawrence
• Zillow Median Home Value: $310,368
• Home price to household income ratio: 5.53

• City: Lexington
• Zillow Median Home Value: $477,234
• Home price to household income ratio: 7.09

• City: New Orleans
• Zillow Median Home Value: $301,975
• Home price to household income ratio: 7.82

• City: Portland
• Zillow Median Home Value: $646,032
• Home price to household income ratio: 12.4

• City: Takoma Park
• Zillow Median Home Value: $649,865
• Home price to household income ratio: 9.81

• City: Nantucket
• Zillow Median Home Value: $2,647,456
• Home price to household income ratio: 22.76

• City: Detroit
• Zillow Median Home Value: $429,363
• Home price to household income ratio: 20.27

• City: Minneapolis
• Zillow Median Home Value: $314,847
• Home price to household income ratio: 7.84

• City: Starkville
• Zillow Median Home Value: $248,075
• Home price to household income ratio: 6.35

• City: Columbia
• Zillow Median Home Value: $283,541
• Home price to household income ratio: 6.78

• City: Whitefish
• Zillow Median Home Value: $837,528
• Home price to household income ratio: 12.06

• City: Lincoln
• Zillow Median Home Value: $175,383
• Home price to household income ratio: 5.76

• City: Las Vegas
• Zillow Median Home Value: $319,858
• Home price to household income ratio: 9.58

• City: Portsmouth
• Zillow Median Home Value: $677,399
• Home price to household income ratio: 7.38

• City: Newark
• Zillow Median Home Value: $443,674
• Home price to household income ratio: 17.02

• City: Santa Fe
• Zillow Median Home Value: $1,054,839
• Home price to household income ratio: 15.43

• City: New York
• Zillow Median Home Value: $705,335
• Home price to household income ratio: 31.57

• City: Asheville
• Zillow Median Home Value: $552,336
• Home price to household income ratio: 12.36

• City: Grand Forks
• Zillow Median Home Value: $273,555
• Home price to household income ratio: 4.84

• City: Columbus
• Zillow Median Home Value: $350,924
• Home price to household income ratio: 10.12

• City: Broken Bow
• Zillow Median Home Value: $319,249
• Home price to household income ratio: 6.39

• City: Eugene
• Zillow Median Home Value: $582,163
• Home price to household income ratio: 12.34

• City: Pittsburgh
• Zillow Median Home Value: $260,402
• Home price to household income ratio: 10.10

• City: Newport
• Zillow Median Home Value: $809,766
• Home price to household income ratio: 10.73

• City: Charleston
• Zillow Median Home Value: $713,270
• Home price to household income ratio: 13.23

• City: Spearfish
• Zillow Median Home Value: $412,725
• Home price to household income ratio: 7.12

• City: Nashville
• Zillow Median Home Value: $631,866
• Home price to household income ratio: 10.7

• City: Austin
• Zillow Median Home Value: $353,258
• Home price to household income ratio: 19.06

• City: Moab
• Zillow Median Home Value: $574,573
• Home price to household income ratio: 11.29

• City: Burlington
• Zillow Median Home Value: $548,695
• Home price to household income ratio: 10.22

• City: Alexandria
• Zillow Median Home Value: $655,801
• Home price to household income ratio: 8.6

• City: Seattle
• Zillow Median Home Value: $1,089,902
• Home price to household income ratio: 15.29

• City: Morgantown
• Zillow Median Home Value: $233,247
• Home price to household income ratio: 5.88

• City: Madison
• Zillow Median Home Value: $417,787
• Home price to household income ratio: 12.09

• City: Jackson
• Zillow Median Home Value: $2,009,989
• Home price to household income ratio: 20.85

ZIP code and home price to household income data is sourced from American Home Shield and is accurate as of February 2024. Median home values are sourced from Zillow and are accurate as of February 2024.

Photos are for illustrative purposes only. As a result, some of the photos might not reflect the ZIP codes listed in this article.