How Much Upper-Middle-Class Families Earn in Every State

Curious as to how much money upper-middle-class families earn in your state? GOBankingRates has analyzed what the highest and lowest end of this income looks like for two-, three- and four-person families. 

For this study, GOBankingRates assumed these families earn one and a half to double the median income for a family of its size in its state. Each median income was multiplied by 1.55557 for the lower limit and by two for the upper limit.

Take a look at how much upper-middle-class families earn across America.

• Upper-middle-class income range (2-person family): $111,116 to $142,862
• Upper-middle-class income range (3-person family): $127,053 to $163,352
• Upper-middle-class income range (4-person family): $153,534 to $197,400

• 2-person family: $151,845 to $195,228
• 3-person family: $175,657 to $225,844
• 4-person family: $200,123 to $257,300

• 2-person family: $130,036 to $167,188
• 3-person family: $148,286 to $190,652
• 4-person family: $167,975 to $215,966

• 2-person family: $103,900 to $133,584
• 3-person family: $120,981 to $155,546
• 4-person family: $140,437 to $180,560

• 2-person family: $151,596 to $194,908
• 3-person family: $171,241 to $220,166
• 4-person family: $199,336 to $256,288

• 2-person family: $159,702 to $205,330
• 3-person family: $183,963 to $236,522
• 4-person family: $215,850 to $277,520

• 2-person family: $159,932 to $205,626
• 3-person family: $191,719 to $246,494
• 4-person family: $238,143 to $306,182

• 2-person family: $144,428 to $185,692
• 3-person family: $160,947 to $206,930
• 4-person family: $196,155 to $252,198

• 2-person family: $120,611 to $155,070
• 3-person family: $136,669 to $175,716
• 4-person family: $160,321 to $206,126

• 2-person family: $124,337 to $159,860
• 3-person family: $141,992 to $182,560
• 4-person family: $172,257 to $221,472

• 2-person family: $150,895 to $194,006
• 3-person family: $180,159 to $231,632
• 4-person family: $209,111 to $268,856

• 2-person family: $123,674 to $159,008
• 3-person family: $143,092 to $183,974
• 4-person family: $163,712 to $210,486

• 2-person family: $138,696 to $178,322
• 3-person family: $165,585 to $212,894
• 4-person family: $199,330 to $256,280

• 2-person family: $121,627 to $156,376
• 3-person family: $141,600 to $182,056
• 4-person family: $167,309 to $215,110

• 2-person family: $131,144 to $168,612
• 3-person family: $151,889 to $195,284
• 4-person family: $183,261 to $235,620

• 2-person family: $130,696 to $168,036
• 3-person family: $147,213 to $189,272
• 4-person family: $175,653 to $225,838

• 2-person family: $108,966 to $140,098
• 3-person family: $127,301 to $163,672
• 4-person family: $156,994 to $201,848

• 2-person family: $106,420 to $136,824
• 3-person family: $122,677 to $157,726
• 4-person family: $152,659 to $196,274

• 2-person family: $126,367 to $162,470
• 3-person family: $156,336 to $201,002
• 4-person family: $183,658 to $236,130

• 2-person family: $167,094 to $214,834
• 3-person family: $198,563 to $255,294
• 4-person family: $239,739 to $308,234

• 2-person family: $164,644 to $211,684
• 3-person family: $204,977 to $263,540
• 4-person family: $258,153 to $331,910

• 2-person family: $122,649 to $157,690
• 3-person family: $150,647 to $193,688
• 4-person family: $182,068 to $234,086

• 2-person family: $148,314 to $190,688
• 3-person family: $184,521 to $237,240
• 4-person family: $223,998 to $287,996

• 2-person family: $97,999 to $125,998
• 3-person family: $112,528 to $144,678
• 4-person family: $133,325 to $171,416

• 2-person family: $121,367 to $156,042
• 3-person family: $144,540 to $185,836
• 4-person family: $169,913 to $218,458

• 2-person family: $125,411 to $161,242
• 3-person family: $140,073 to $180,092
• 4-person family: $168,121 to $216,154

• 2-person family: $133,717 to $171,920
• 3-person family: $154,110 to $198,140
• 4-person family: $183,809 to $236,324

• 2-person family: $125,615 to $161,504
• 3-person family: $142,404 to $183,090
• 4-person family: $156,616 to $201,362

• 2-person family: $155,894 to $200,434
• 3-person family: $202,936 to $260,916
• 4-person family: $237,348 to $305,160

• 2-person family: $158,864 to $204,252
• 3-person family: $200,837 to $258,218
• 4-person family: $249,319 to $320,552

• 2-person family: $110,949 to $142,648
• 3-person family: $115,851 to $148,950
• 4-person family: $136,573 to $175,592

• 2-person family: $138,055 to $177,498
• 3-person family: $167,677 to $215,584
• 4-person family: $207,837 to $267,218

• 2-person family: $121,538 to $156,262
• 3-person family: $138,337 to $177,860
• 4-person family: $170,152 to $218,766

• 2-person family: $143,781 to $184,860
• 3-person family: $161,267 to $207,342
• 4-person family: $202,085 to $259,822

• 2-person family: $122,251 to $157,178
• 3-person family: $147,458 to $189,588
• 4-person family: $178,257 to $229,186

• 2-person family: $113,743 to $146,240
• 3-person family: $127,364 to $163,752
• 4-person family: $146,125 to $187,874

• 2-person family: $134,857 to $173,386
• 3-person family: $163,669 to $210,430
• 4-person family: $191,376 to $246,054

• 2-person family: $129,247 to $166,174
• 3-person family: $161,575 to $207,738
• 4-person family: $195,494 to $251,348

• 2-person family: $147,107 to $189,136
• 3-person family: $178,657 to $229,700
• 4-person family: $210,661 to $270,848

• 2-person family: $116,725 to $150,074
• 3-person family: $134,653 to $173,124
• 4-person family: $159,511 to $205,084

• 2-person family: $133,765 to $171,982
• 3-person family: $147,435 to $189,558
• 4-person family: $172,952 to $222,366

• 2-person family: $116,627 to $149,948
• 3-person family: $136,576 to $175,596
• 4-person family: $159,811 to $205,470

• 2-person family: $127,533 to $163,970
• 3-person family: $142,197 to $182,824
• 4-person family: $168,443 to $216,568

• 2-person family: $137,420 to $176,682
• 3-person family: $164,153 to $211,052
• 4-person family: $183,039 to $235,334

• 2-person family: $139,886 to $179,852
• 3-person family: $169,451 to $217,864
• 4-person family: $204,796 to $263,308

• 2-person family: $149,999 to $192,854
• 3-person family: $181,472 to $233,320
• 4-person family: $216,483 to $278,334

• 2-person family: $156,694 to $201,462
• 3-person family: $186,201 to $239,400
• 4-person family: $216,710 to $278,626

• 2-person family: $103,099 to $132,554
• 3-person family: $126,426 to $162,546
• 4-person family: $146,839 to $188,792

• 2-person family: $132,422 to $170,256
• 3-person family: $161,752 to $207,966
• 4-person family: $191,565 to $246,296

• 2-person family: $130,609 to $167,924
• 3-person family: $154,457 to $198,586
• 4-person family: $178,636 to $229,674

Methodology: GOBankingRates analyzed the U.S. Census Bureau’s 2023 American Community Survey 5-year data to determine how much a two-, three- and four-person upper-middle-class family earns. Pew Research Center defines the middle class as making two-thirds (66.66%) to double (200%) the national median income. In order to find out how much an upper-middle-class family is earning, GOBankingRates multiplied each median income by 1.55557 for the lower limit and by 2 for the upper limit. All data was collected on and up to date as of July 8, 2025.