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10 Most Affordable Cities in California for the Middle Class



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California is full of affordable places for the middle class to live. There are about 100 cities where you still would have $20,000 in disposable income every year.
GOBankingRates recently pulled cost-of-living and housing information for U.S. cities with populations of 20,000 or more to find the best ones for the middle class. Here are the top 10 California cities.
Also see the most affordable city for the middle class in every state.
Granite Bay
- Median middle-class income: $190K
- Annual cost of living: $103K
- Money left after expenditures: $86K
El Dorado Hills
- Median middle-class income: $164K
- Annual cost of living: $92K
- Money left after expenditures: $71K
Dublin
- Median middle-class income: $205K
- Annual cost of living: $135K
- Money left after expenditures: $70K
Eastvale
- Median middle-class income: $161K
- Annual cost of living: $96K
- Money left after expenditures: $65K
Lafayette
- Median middle-class income: $222K
- Annual cost of living: $162K
- Money left after expenditures: $61K
Folsom
- Median middle-class income: $139K
- Annual cost of living: $82K
- Money left after expenditures: $57K
Moorpark
- Median middle-class income: $149K
- Annual cost of living: $94K
- Money left after expenditures: $55K
Danville
- Median middle-class income: $223K
- Annual cost of living: $169K
- Money left after expenditures: $55K
Oakley
- Median middle-class income: $132K
- Annual cost of living: $78K
- Money left after expenditures: $54K
Brentwood
- Median middle-class income: $140K
- Annual cost of living: $88K
- Money left after expenditures: $51K
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