The 5 Most Unaffordable Beach Towns in California

California is known for its stunning coastlines, beautiful beaches, and luxurious beach towns. However, the allure of living by the sea comes with a hefty price tag. Many of these beach towns are among the most expensive places to live in the United States. The high cost of living in these areas is driven by factors such as limited housing supply, high demand, and the premium that comes with coastal living. In this article, we will explore the five most unaffordable beach towns in California, where the dream of living by the ocean might remain just that–a dream for many.

Known for its luxurious lifestyle and beautiful beaches, Newport Beach has a median home price of $3,230,901. The town offers a variety of activities, including exploring piers, hiking trails, and visiting Balboa Island.

Average Household Income: $149,471 

With a median home price of around $4 million, Malibu is synonymous with luxury and exclusivity. This iconic beach town is home to celebrities and boasts some of the most expensive real estate in the country. The pristine beaches and breathtaking views come with a steep cost of living.

Average Household Income: $290,715

A popular destination for tourists and locals alike, Santa Monica has a median home price of approximately $1.7 million. The vibrant city is known for its pier, shopping, and dining options, as well as its high property values.

Average Household Income: $170,644 

Famous for its art galleries, festivals, and stunning coves, Laguna Beach has a median home price of around $2.8 million. The town’s natural beauty and cultural scene make it a desirable, yet costly, place to live.

Average Household Income: $223,062

Part of San Diego, La Jolla boasts a median home price of around $2.2 million. It’s famous for its stunning beaches, upscale shopping, and dining, as well as attractions like the Museum of Contemporary Art and Birch Aquarium.

Average Household Income: $141,667

Editor's note: This article was produced via automated technology and then fine-tuned and verified for accuracy by a member of GOBankingRates' editorial team.