Have Spare Change Lying Around? These Coins Can Earn You Big Money

United States dollars and coins in macro photography.
Rmcarvalho / Getty Images/iStockphoto

If you come across a forgotten jar of change while cleaning the house, take a close look as you wrap the coins or before you head to your local Coinstar kiosk to turn them in for paper money. There might be some hidden gems that look just like the rest at a glance but actually are worth more than the money in your wallet — or, if you’re really lucky, your retirement account.

Coins don’t have to come from a shipwrecked Spanish galleon to be valuable. In fact, many of the priciest coins on the market were in circulation as legal tender right here in America not so long ago.

Keep a lookout for the following penny, nickel, quarter and dollar the next time you find some change between the couch cushions.

1969-S Doubled Die Lincoln Cent

An old saying goes, “If you find a penny, pick it up, and all day long you’ll have good luck.”

If that penny happens to be a 1969-S Lincoln doubled die penny, your luck will last a whole lot more than a day.

According to the Professional Coin Grading Service (PCGS), a buyer paid $126,500 for one of these coins at auction in January 2008. Ten years later, another sold for $126,000. The service estimates there are fewer than 50 of these coins in existence.

Still, it could happen to you.

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In 2007, a collector bought two rolls of 1969-S cents and found one Lincoln doubled die in each roll. In 2010, a 60-year-old military veteran found a high-grade example. According to PCGS, many other examples have turned up in the ensuing years.

1937-D 3-Legged Buffalo Nickel

According to PCGS, the Denver Mint used a worn reverse die to strike the 1937 Buffalo nickel, and the result was a phantom fourth leg. That error made the three-legged Buffalo nickel one of the most famous coins of the 20th century. And, with nearly 18 million of them struck, you might find one in your old piggy bank.

Although perfect gems are a rare find, mint condition examples aren’t particularly hard to come by — and certainly not those in circulated condition. But because it’s such a fun and famous coin, even the riff-raff commands over $1,000 each, with pristine examples selling for well into the five figures.

One 1937 Buffalo nickel, however, sold for just shy of $100,000 at auction in 2021. That coin was rated in Gem Mint State, leading it to fetch such a high price.

1901-S Barber Quarter

Only 72,664 1901-S Barber quarters were ever struck, which makes it one of the 20th century’s rarest regular-issue silver coins. According to PCGS, high-grade specimens are rare, and mint examples — which can fetch six figures — are incredibly scarce, but you very well might be sitting on one of the many surviving low-grade specimens.

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Because it’s considered the key coin in the regular-strike Barber series, “Even in the lowest grades, it commands thousands of dollars,” coin expert Jaime Hernandez wrote for PCGS.

Over the past year, the coins have sold at auction ranging from $3.360 to $10,250, PCGS reports. The price depends on condition, of course.

1893-S Morgan Dollar

PCGS calls the 1893-S $1 coin the “true king of the Morgan dollar series,” and in Mint State condition, it’s “absolutely the rarest Morgan dollar.”

You probably won’t find one unless you’re really lucky, but scour those old shoe boxes in your attic, because a particularly pristine example sold for $1.86 million in 2021 — $2.09 million with buyer’s fees. Another fetched $735,000 at a Sotheby’s auction in 2018.

It’s believed that fewer than 10,000 survive from the original 100,000 that were minted, but only a few dozen are in mint condition and gems are even rarer. Most come from a collection of 28 that were found in an original mint bag discovered in a bank in Great Falls, Montana in the early 1960s.

2000-P ‘Cheerios’ Dollar

In 1999, the Philadelphia Mint produced 5,500 Sacagawea Dollars for placement in Cheerios boxes as part of a promotion by General Mills. Later, a collector found that some of the coins had extra details on the reverse sign that showed “detailed veins” in the tail feathers of the eagle on the coin.

PCSG reported that “several dozen” of the misprint coins were found. One sold at auction in 2020 for $10,200.

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Jami Farkas contributed to the reporting for this article.

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