Advertiser Disclosure

America’s Upper Class: 100 Cities With the Highest Concentrations of Wealth

July 8, 2024

7 min Read

Written by J. David Herman

Edited by Gary Dudak

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 YearsHelping You Live Richer

Reviewed by Experts

Trusted by Millions of Readers

Ever wonder which U.S. cities have the highest percentages of wealthy households? You’ll find most of them in one state.

Among the top 50 cities for percentage of households earning $200,000+ a year (minimum 25,000 households), a whopping 26 are located in California. The next closest states — Texas and Washington — each place only four cities in the top 50.

Among those top 50 cities, percentages of households earning 200,000+ range from 26% to more than 50%.

Reduce the minimum households to 500, and California still dominates with 14 of the top 50. That easily tops runner-up New York, which has 7 of the top 50. New Jersey, Texas and Virginia each have five. In the No. 1 city on the list, nearly 83% of households top the $200,000 mark.

These figures are based on data from the U.S. Census Bureau’s American Community Survey, last conducted in 2022.

Here’s a look at each list, including total households, along with the percentage of those households meeting the $200,000 annual threshold.

MINIMUM 25,000 HOUSEHOLDS

Cary, North Carolina

Total number of households: 66,120
Percentage of households earning $200K+: 26.3

Santa Monica, California

Total number of households: 46,207
Percentage of households earning $200K+: 26.6

Read More: 

Lake Forest, California

Total number of households: 30,298
Percentage of households earning $200K+: 27

Seattle, Washington

Total number of households: 345,246
Percentage of households earning $200K+: 27

West Hartford, Connecticut

Total number of households: 26,100
Percentage of households earning $200K+: 27.3

Berkeley, California

Total number of households: 45,788
Percentage of households earning $200K+: 27.6

Today’s Top Offers

Roswell, Georgia

Total number of households: 35,435
Percentage of households earning $200K+: 27.8

Irvine, California

Total number of households: 110,465
Percentage of households earning $200K+: 27.9

Cambridge, Massachusetts

Total number of households: 49,475
Percentage of households earning $200K+: 28

Eden Prairie, Minnesota

Total number of households: 25,070
Percentage of households earning $200K+: 28.4

Sugar Land, Texas

Total number of households: 37,481
Percentage of households earning $200K+: 28.4

Reston, Virginia

Total number of households: 27,808
Percentage of households earning $200K+: 28.5

Folsom, California

Total number of households: 28,298
Percentage of households earning $200K+: 28.5

Plymouth, Minnesota

Total number of households: 32,727
Percentage of households earning $200K+: 28.9

Thousand Oaks, California

Total number of households: 46,143
Percentage of households earning $200K+: 28.9

Mission Viejo, California

Total number of households: 32,650
Percentage of households earning $200K+: 29.5

Laguna Niguel, California

Total number of households: 25,239
Percentage of households earning $200K+: 30.0

Walnut Creek, California

Total number of households: 32,205
Percentage of households earning $200K+: 30.2

Arlington, Virginia

Total number of households: 110,887
Percentage of households earning $200K+: 30.3

Highlands Ranch, California

Total number of households: 37,583
Percentage of households earning $200K+: 30.5

Carlsbad, California

Total number of households: 43,912
Percentage of households earning $200K+: 30.6

Today’s Top Offers

Redondo Beach, California

Total number of households: 28,562
Percentage of households earning $200K+: 30.7

Alameda, California

Total number of households: 29,820
Percentage of households earning $200K+: 31.1

Carmel, Indiana

Total number of households: 37,888
Percentage of households earning $200K+: 31.4

Kirkland, Washington

Total number of households: 37,546
Percentage of households earning $200K+: 31.9

Frisco, Texas

Total number of households: 70,502
Percentage of households earning $200K+: 32.1

San Jose, California

Total number of households: 324,842
Percentage of households earning $200K+: 32.3

Johns Creek, Georgia

Total number of households: 28,439
Percentage of households earning $200K+: 33.0

Naperville, Illinois

Total number of households: 53,815
Percentage of households earning $200K+: 33.3

Brookline, Massachusetts

Total number of households: 26,919
Percentage of households earning $200K+: 33.5

Ellicott City, Maryland

Total number of households: 26,879
Percentage of households earning $200K+: 34.2

The Woodlands, Texas

Total number of households: 43,164
Percentage of households earning $200K+: 34.6

Flower Mound, Texas

Total number of households: 27,017
Percentage of households earning $200K+: 34.8

San Francisco, California

Total number of households: 360,842
Percentage of households earning $200K+: 35.0

Livermore, California

Total number of households: 30,666
Percentage of households earning $200K+: 35.5

Redmond, Washington

Total number of households: 30,190
Percentage of households earning $200K+: 36.2

Bellevue, Washington

Total number of households: 60,882
Percentage of households earning $200K+: 36.2

Today’s Top Offers

San Mateo, California

Total number of households: 39,916
Percentage of households earning $200K+: 36.3

Redwood City, California

Total number of households: 29,993
Percentage of households earning $200K+: 36.6

Newport Beach, California

Total number of households: 38,636
Percentage of households earning $200K+: 39.5

Santa Clara, California

Total number of households: 47,434
Percentage of households earning $200K+: 39.8

Fremont, California

Total number of households: 74,995
Percentage of households earning $200K+: 40.7

Hoboken, New Jersey

Total number of households: 27,879
Percentage of households earning $200K+: 40.8

Sunnyvale, California

Total number of households: 58,646
Percentage of households earning $200K+: 42.8

Mountain View, California

Total number of households: 34,516
Percentage of households earning $200K+: 43.9

Newton, Massachusetts

Total number of households: 31,735
Percentage of households earning $200K+: 44.4

Pleasanton, California

Total number of households: 27,849
Percentage of households earning $200K+: 44.9

Bethesda, Maryland

Total number of households: 27,105
Percentage of households earning $200K+: 46.3

San Ramon, California

Total number of households: 29,585
Percentage of households earning $200K+: 47.9

Palo Alto, California

Total number of households: 26,064
Percentage of households earning $200K+: 52

MINIMUM 500 HOUSEHOLDS

Forsgate, New Jersey

Total number of households: 737
Percentage of households earning $200K+: 63.2

Mountain Lakes, New Jersey

Total number of households: 1,430
Percentage of households earning $200K+: 63.3

Huntington Bay, New York

Total number of households: 713
Percentage of households earning $200K+: 63.4

Essex Fells, New Jersey

Total number of households: 726
Percentage of households earning $200K+: 63.5

Today’s Top Offers

Union Mill, Virginia

Total number of households: 1,328
Percentage of households earning $200K+: 63.5

Winnetka Hills, Minnesota

Total number of households: 4,242
Percentage of households earning $200K+: 64.0

Bell Canyon, California

Total number of households: 528
Percentage of households earning $200K+: 64.2

Los Altos, California

Total number of households: 10,887
Percentage of households earning $200K+: 64.2

Southlake, Texas

Total number of households: 9,298
Percentage of households earning $200K+: 64.3

West Menlo Park, California

Total number of households: 1,193
Percentage of households earning $200K+: 64.6

Riverside, Connecticut

Total number of households: 2,938
Percentage of households earning $200K+: 64.6

Lexington Hills, California

Total number of households: 890
Percentage of households earning $200K+: 64.9

Greens Farms, Connecticut

Total number of households: 1,032
Percentage of households earning $200K+: 65.0

West University Place, Texas

Total number of households: 5,245
Percentage of households earning $200K+: 65.1

Ho-Ho-Kus, New Jersey

Total number of households: 1,409
Percentage of households earning $200K+: 65.2

Alamo, California

Total number of households: 4,963
Percentage of households earning $200K+: 65.7

Loyola, California

Total number of households: 1,268
Percentage of households earning $200K+: 66.3

Los Altos Hills, California

Total number of households: 3,084
Percentage of households earning $200K+: 66.3

East Hills, New York

Total number of households: 2,238
Percentage of households earning $200K+: 66.6

Cherry Hills, Colorado

Total number of households: 2,242
Percentage of households earning $200K+: 66.9

Old Hill, Connecticut

Total number of households: 976
Percentage of households earning $200K+: 67.1

Sands Point, New York

Total number of households: 820
Percentage of households earning $200K+: 67.4

Kildeer, Illinois

Total number of households: 1,339
Percentage of households earning $200K+: 67.7

Atherton, California

Total number of households: 2,183
Percentage of households earning $200K+: 68.1

Today’s Top Offers

Mission Hills, Kansas

Total number of households: 1,254
Percentage of households earning $200K+: 68.2

Piedmont, California

Total number of households: 3,789
Percentage of households earning $200K+: 68.2

Piney Point Village, Texas

Total number of households: 1,146
Percentage of households earning $200K+: 68.6

Difficult Run, Virginia

Total number of households: 3,277
Percentage of households earning $200K+: 68.9

Woodside, California

Total number of households: 1,696
Percentage of households earning $200K+: 69.0

Clyde Hill, Washington

Total number of households: 1,156
Percentage of households earning $200K+: 69.1

Brookmont, Maryland

Total number of households: 1,298
Percentage of households earning $200K+: 69.4

Great Falls, Virginia

Total number of households: 5,019
Percentage of households earning $200K+: 69.4

Hidden Hills, California

Total number of households: 646
Percentage of households earning $200K+: 69.5

Bunker Hill, Texas

Total number of households: 1,159
Percentage of households earning $200K+: 69.5

Hillsborough, California

Total number of households: 3,483
Percentage of households earning $200K+: 69.6

Laurel Hollow, New York

Total number of households: 613
Percentage of households earning $200K+: 70.3

Emerald Lake Hills, California

Total number of households: 1,580
Percentage of households earning $200K+: 70.3

Munsey Park, New York

Total number of households: 822
Percentage of households earning $200K+: 70.8

One Loudoun, Virginia

Total number of households: 854
Percentage of households earning $200K+: 71.1

Brookville, New York

Total number of households: 764
Percentage of households earning $200K+: 71.9

Villanova, Pennsylvania

Total number of households: 786
Percentage of households earning $200K+: 72.6

Short Hills, New Jersey

Total number of households: 4,575
Percentage of households earning $200K+: 72.9

Tokeneke, Connecticut

Total number of households: 766
Percentage of households earning $200K+: 73

Belle Meade, Tennessee

Total number of households: 915
Percentage of households earning $200K+: 74

Today’s Top Offers

Scarsdale, New York

Total number of households: 5,523
Percentage of households earning $200K+: 74.3

Hunters Creek Village, Texas

Total number of households: 1,524
Percentage of households earning $200K+: 75

Great Falls Crossing, Virginia

Total number of households: 540
Percentage of households earning $200K+: 75.7

Chevy Chase Village, Maryland

Total number of households: 682

Percentage of households earning $200K+: 76.4

Chevy Chase, Maryland

Total number of households: 995
Percentage of households earning $200K+: 76.7

La Honda, California

Total number of households: 602
Percentage of households earning $200K+: 82.7

Photo disclaimer: In several instances, an image of a nearby city or area was used for representational purposes only.

Methodology: For this piece, GOBankingRates looked at cities that had the highest percentage of households earning over $200K. GOBankingRates broke this down in both a minimum of 500 households list and a minimum of 25,000 households list. For both, GOBankingRates found the total households and percentage of households earning $200K or more. All data was sourced from the 2022 American Community Survey as conducted by the U.S. Census Bureau. All data was collected and is up to date as of June 10, 2024.

More From GOBankingRates