What Is Dave Ramsey’s Net Worth?
Written by
Caitlyn Moorhead
Edited by
Gary Dudak
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Dave Ramsey is an American businessman, money expert, entrepreneur and radio host who is known for helping people learn how to earn money while simultaneously avoiding debt. He is also known to be both socially and fiscally conservative, which has more than worked out for him financially.
Let’s take a look at Ramsey’s wealth and explore how he got to where he is today.
Quick Take: How Rich Is Ramsey?
Whenever you look at a financial guru’s wealth, the question of how they made their money always pops up. Here are a few key takeaways about Ramsey’s net worth and how he got so rich:
- Ramsey has a current estimated net worth of $200 million.
- After a bankruptcy in the 1980s, Ramsey rebuilt his wealth partly through real estate investments, particularly rental properties acquired without using debt financing.
- He has published several books, some of which are New York Times bestsellers. Some titles include “The Financial Peace Planner,” “The Total Money Makeover,” “Dave Ramsey’s Complete Guide to Money,” “The Legacy Journey,” “EntreLeadership” and “Smart Money Smart Kids.”
- He founded the company Ramsey Solutions in 1992 to provide financial counseling and education, growing it into a large multimedia business.
- His radio program, “The Ramsey Show,” is nationally syndicated and brings in significant advertising revenue.
- Dave can earn up to $300,000 for public speaking events, though the exact price can vary depending on the event.
Early Life and Personal Life
David Lawrence Ramsey III was born to parents who were real estate developers in Antioch, Tennessee, on September 3, 1960. He was raised an evangelical Christian and holds those beliefs today. Before attending college, he had already passed the real estate exam and was selling property. He graduated from the University of Tennessee at Knoxville with a degree in finance and real estate.
He was a millionaire worth more than $4 million by the time he was 26. From his work with people at his church, he realized the reasons people were struggling financially, so he created a formula that is the basis for his first book, “The Financial Peace,” first self-published in 1992.
Ramsey has been married to his wife Sharon since 1982 and they have three children, including fellow money expert Rachel Cruze. He is also an avid car collector and speaks about them regularly.
Dave has properties all over the U.S., but he makes his home near Nashville. In 2021, he sold the home he’d built on land he’d purchased in 2008 for $10.2 million. As of 2025, he was said to have been building his own custom mansion and currently resides in the affluent suburb of Franklin, Tennessee, where his business headquarters are also located.
Michelle Tompkins contributed to the reporting for this article.
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