7 Popular US Cities That Are Still Good To Retire To for Frugal Boomers

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Retirement should be a time of relaxation and enjoyment, not financial stress. For frugal boomers seeking to stretch their retirement savings without sacrificing quality of life, certain U.S. cities offer a perfect blend of affordability, amenities, and accessibility. Here are seven of the best cities in the United States for frugal boomers to retire:

Tucson, Arizona

  • Why It’s Great: Tucson offers a decent cost of living despite its growing popularity, combined with warm weather and beautiful natural scenery. The city is known for its vibrant arts scene, outdoor activities, and cultural diversity.
  • Budget Bonus: Arizona’s tax-friendly policies for retirees and affordable healthcare options make Tucson an economical choice.
  • Median household income: $64,323
  • Cost of Living Score: 3% lower than national average, 8% lower than state average

Roanoke, Virginia

  • Why It’s Great: Nestled in the Blue Ridge Mountains, Roanoke boasts scenic beauty, mild weather, and a strong sense of community. Its rich cultural history and outdoor recreation opportunities are a draw for active retirees.
  • Budget Bonus: Virginia’s low property taxes and affordable housing market mean retirees can enjoy a comfortable lifestyle on a budget.
  • Median household income: $48,476
  • Cost of Living Score: 19% lower than national average, 22% lower than state average

Pensacola, Florida

  • Why It’s Great: With its beautiful beaches, Pensacola is ideal for retirees who dream of a coastal lifestyle. The city offers a relaxed atmosphere with a strong military presence, adding to its sense of safety and community.
  • Budget Bonus: Florida has no state income tax, and Pensacola has a lower cost of living compared to other Florida cities.
  • Median household income: $59,119
  • Cost of Living Score: 11% lower than national average, 13% lower than state average

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Grand Rapids, Michigan

  • Why It’s Great: This city offers a blend of urban and natural attractions, with an array of museums, parks, and a growing culinary scene. Grand Rapids also has a robust healthcare system, crucial for aging residents.
  • Budget Bonus: Michigan’s lower cost of living and affordable housing make it a financially sound choice for retirees.
  • Median household income: $61,634
  • Cost of Living Score: 5% lower than national average, 3% higher than state average

Knoxville, Tennessee

  • Why It’s Great: Known for its vibrant arts and music scene, Knoxville is also a gateway to the Great Smoky Mountains. It’s a great city for retirees who enjoy festivals, live music, and outdoor activities.
  • Budget Bonus: Tennessee has no state income tax and low property taxes, making it a haven for budget-conscious retirees.
  • Median household income: $60,862
  • Cost of Living Score: 8% lower than national average, 2% higher than state average

San Antonio, Texas

  • Why It’s Great: San Antonio offers a unique blend of Texan and Hispanic cultures, with a rich history and a range of attractions, including the famous River Walk. The city’s warm climate is another plus.
  • Budget Bonus: Texas has no state income tax, and San Antonio’s cost of living is relatively low compared to other major Texas cities.
  • Median household income: $55,084
  • Cost of Living Score: 8% lower than national average, 3% lower than state average

Pittsburgh, Pennsylvania

  • Why It’s Great: Pittsburgh combines urban living with a small-town feel. It’s known for its cultural institutions, sports teams, and vibrant neighborhoods.
  • Budget Bonus: Pennsylvania does not tax Social Security or retirement income, and Pittsburgh has a relatively low cost of living.
  • Cost of Living Score: 8% lower than national average, 3% lower than state average

Editor's note: This article was produced via automated technology and then fine-tuned and verified for accuracy by a member of GOBankingRates' editorial team.

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