5 Reasons Why Baltimore Is an Excellent Place for Retirees
Written by
Heather Altamirano
Edited by
Zuri Anderson
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HBO’s critically-acclaimed show The Wire typically comes to mind when people talk about Baltimore, but the waterfront city is known for much more, such as its close community, delicious seafood and cultural attractions.
The Monumental City is also a place that’s excellent for retirees, recently making the list of U.S. News & World Report’s top 150 cities to retire in 2025, coming in at 70.
Here are five reasons to consider spending your golden years in Baltimore.
Accessible Coastal Living Without the Price Tag
Retirees on a tight budget can stretch their finances far in Baltimore since the cost of living is 6% cheaper than the national average, according to RentCafe.
“For retirees seeking a waterfront lifestyle, Baltimore’s Inner Harbor and Chesapeake Bay access provide the charm of coastal living without the sky-high costs of other East Coast cities,” per Shirley Mueller, founder of VA Loans Texas.
Plenty of Outdoor Activities
Baltimore is known for having four distinct seasons, and when the weather permits, there are plenty of areas to walk around and take in the view.
“Whether it’s taking a leisurely water taxi, exploring local seafood markets or sailing on the bay, Baltimore offers a relaxed yet affordable connection to the water,” Mueller explained. “The city’s numerous parks and walking paths along the harbor also create peaceful spaces for outdoor recreation.”
Top-Notch Healthcare Facilities
Access to quality healthcare is a priority for seniors, and Baltimore is a prime location for retirees.
“They are only a stone’s throw away from Washington D.C and Philadelphia,” said David Milo, real estate expert and Founder of Independent Lending. “Such close access to large urban centers is ideal for family get-togethers, cultural activities and even seeking medical assistance!”
Strong Community and Neighborhood Diversity
Staying social is vital for overall well-being, and as a retiree, the close-knit communities in Baltimore make it easier to stay connected to others.
“Baltimore’s diverse neighborhoods cater to a variety of retirement lifestyles, from quiet suburbs like Roland Park to lively urban hubs like Mount Vernon,” Mueller said.
“Retirees will find welcoming communities with a small-town feel while still enjoying the amenities of a larger city. Baltimoreans are known for their strong sense of community and local pride, creating an environment where retirees can build meaningful connections and feel at home.”
Endless Fun
For busy and socially active seniors, there are many cultural activities to enjoy.
“The National Aquarium, the Maryland Historical Society and the Walters Art Museum are just a few of the noteworthy museums and galleries the city has to offer, as well as local artistic involvement in music and theater,” Milo said. “Inner Harbor, Fells Point and Mount Vernon have lots of nice little cafes, art galleries and nice walk paths, allowing retirees to enjoy their retirement in many ways rather than just staying indoors.”
With its affordable cost of living, charming town vibe packed with countless things to do, and welcoming community, Baltimore is a wonderful city to enjoy retirement without breaking your budget.
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