How To Boost Your Income from the Median Household Income to the Top 5% in Your State

How much money would your household need to make to be in the top 5% of the highest-earning households in your state?

To determine the answer to this question, GOBankingRates reviewed figures in the 2022 American Community Survey as conducted by the US Census Bureau. Factors identified in each state include their median household income, the amount necessary to earn to make up the top 5% of income, the difference between median incomes and the top 5% and the percentage that the top % of earners make which is more than the median income.

Ranked in alphabetical order, see how much you would need to boost your household income to be in the top 5% of high earners.

• Median household income: $59,609
• Top 5% of income: $370,977
• Difference between top 5% and median income: $311,368
• Percentage top 5% of earners make more than median income: 522.35%

• Median household income: $86,370
• Top 5% of income: $424,278
• Difference between top 5% and median income: $337,908
• Percentage top 5% of earners make more than median income: 391.23%

• Median household income: $72,581
• Top 5% of income: $435,414
• Difference between top 5% and median income: $362,833
• Percentage top 5% of earners make more than median income: 499.90%

• Median household income: $56,335
• Top 5% of income: $377,043
• Difference between top 5% and median income: $320,708
• Percentage top 5% of earners make more than median income: 569.29%

• Median household income: $91,905
• Top 5% of income: $613,602
• Difference between top 5% and median income: $521,697
• Percentage top 5% of earners make more than median income: 567.65%

• Median household income: $87,598
• Top 5% of income: $507,181
• Difference between top 5% and median income: $419,583
• Percentage top 5% of earners make more than median income: 478.99%

• Median household income: $90,213
• Top 5% of income: $656,438
• Difference between top 5% and median income: $566,225
• Percentage top 5% of earners make more than median income: 627.65%

• Median household income: $79,325
• Top 5% of income: $442,860
• Difference between top 5% and median income: $363,535
• Percentage top 5% of earners make more than median income: 458.29%

• Median household income: $101,722
• Top 5% of income: $719,253
• Difference between top 5% and median income: $617,531
• Percentage top 5% of earners make more than median income: 607.08%

• Median household income: $67,917
• Top 5% of income: $476,546
• Difference between top 5% and median income: $408,629
• Percentage top 5% of earners make more than median income: 601.66%

• Median household income: $71,355
• Top 5% of income: $455,439
• Difference between top 5% and median income: $384,084
• Percentage top 5% of earners make more than median income: 538.27%

• Median household income: $94,814
• Top 5% of income: $500,183
• Difference between top 5% and median income: $405,369
• Percentage top 5% of earners make more than median income: 427.54%

• Median household income: $70,214
• Top 5% of income: $402,743
• Difference between top 5% and median income: $332,529
• Percentage top 5% of earners make more than median income: 473.59%

• Median household income: $78,433
• Top 5% of income: $78,433
• Difference between top 5% and median income: $425,537
• Percentage top 5% of earners make more than median income: 542.55%

• Median household income: $67,173
• Top 5% of income: $381,422
• Difference between top 5% and median income: $314,249
• Percentage top 5% of earners make more than median income: 467.82%

• Median household income: $70,571
• Top 5% of income: $386,152
• Difference between top 5% and median income: $315,581
• Percentage top 5% of earners make more than median income: 447.18%

• Median household income: $69,747
• Top 5% of income: $415,875
• Difference between top 5% and median income: $346,128
• Percentage top 5% of earners make more than median income: 496.26%

• Median household income: $60,183
• Top 5% of income: $380,726
• Difference between top 5% and median income: $320,543
• Percentage top 5% of earners make more than median income: 532.61%

• Median household income: $57,852
• Top 5% of income: $384,432
• Difference between top 5% and median income: $326,580
• Percentage top 5% of earners make more than median income: 564.51%

• Median household income: $68,251
• Top 5% of income: $396,205
• Difference between top 5% and median income: $327,954
• Percentage top 5% of earners make more than median income: 480.51%

• Median household income: $98,461
• Top 5% of income: $540,934
• Difference between top 5% and median income: $442,473
• Percentage top 5% of earners make more than median income: 449.39%

• Median household income: $96,505
• Top 5% of income: $617,199
• Difference between top 5% and median income: $520,694
• Percentage top 5% of earners make more than median income: 539.55%

• Median household income: $68,505
• Top 5% of income: $406,657
• Difference between top 5% and median income: $338,152
• Percentage top 5% of earners make more than median income: 493.62%

• Median household income: $84,313
• Top 5% of income: $476,290
• Difference between top 5% and median income: $391,977
• Percentage top 5% of earners make more than median income: 464.91%

• Median household income: $52,985
• Top 5% of income: $333,597
• Difference between top 5% and median income: $280,612
• Percentage top 5% of earners make more than median income: 529.61%

• Median household income: $65,920
• Top 5% of income: $404,080
• Difference between top 5% and median income: $338,160
• Percentage top 5% of earners make more than median income: 512.99%

• Median household income: $66,341
• Top 5% of income: $411,205
• Difference between top 5% and median income: $344,864
• Percentage top 5% of earners make more than median income: 519.84%

• Median household income: $71,722
• Top 5% of income: $420,169
• Difference between top 5% and median income: $348,447
• Percentage top 5% of earners make more than median income: 485.83%

• Median household income: $71,646
• Top 5% of income: $449,872
• Difference between top 5% and median income: $378,226
• Percentage top 5% of earners make more than median income: 527.91%

• Median household income: $90,845
• Top 5% of income: $485,660
• Difference between top 5% and median income: $394,815
• Percentage top 5% of earners make more than median income: 434.60%

• Median household income: $97,126
• Top 5% of income: $613,494
• Difference between top 5% and median income: $516,368
• Percentage top 5% of earners make more than median income: 531.65%

• Median household income: $58,722
• Top 5% of income: $353,104
• Difference between top 5% and median income: $294,382
• Percentage top 5% of earners make more than median income: 501.31%

• Median household income: $81,386
• Top 5% of income: $621,301
• Difference between top 5% and median income: $539,915
• Percentage top 5% of earners make more than median income: 663.40%

• Median household income: $66,186
• Top 5% of income: $429,071
• Difference between top 5% and median income: $362,885
• Percentage top 5% of earners make more than median income: 548.28%

• Median household income: $73,959
• Top 5% of income: $418,541
• Difference between top 5% and median income: $344,582
• Percentage top 5% of earners make more than median income: 465.91%

• Median household income: $66,990
• Top 5% of income: $403,750
• Difference between top 5% and median income: $336,760
• Percentage top 5% of earners make more than median income: 502.70%

• Median household income: $61,364
• Top 5% of income: $377,724
• Difference between top 5% and median income: $316,360
• Percentage top 5% of earners make more than median income: 515.55%

• Median household income: $76,632
• Top 5% of income: $448,649
• Difference between top 5% and median income: $372,017
• Percentage top 5% of earners make more than median income: 485.46%

• Median household income: $73,170
• Top 5% of income: $454,639
• Difference between top 5% and median income: $381,469
• Percentage top 5% of earners make more than median income: 521.35%

• Median household income: $81,370
• Top 5% of income: $453,192
• Difference between top 5% and median income: $371,822
• Percentage top 5% of earners make more than median income: 456.95%

• Median household income: $63,623
• Top 5% of income: $408,138
• Difference between top 5% and median income: $344,515
• Percentage top 5% of earners make more than median income: 541.49%

• Median household income: $69,457
• Top 5% of income: $392,724
• Difference between top 5% and median income: $323,267
• Percentage top 5% of earners make more than median income: 465.42%

• Median household income: $64,035
• Top 5% of income: $418,421
• Difference between top 5% and median income: $354,386
• Percentage top 5% of earners make more than median income: 553.43%

• Median household income: $73,035
• Top 5% of income: $464,859
• Difference between top 5% and median income: $391,824
• Percentage top 5% of earners make more than median income: 536.49%

• Median household income: $86,833
• Top 5% of income: $463,437
• Difference between top 5% and median income: $376,604
• Percentage top 5% of earners make more than median income: 433.71%

• Median household income: $74,014
• Top 5% of income: $405,333
• Difference between top 5% and median income: $331,319
• Percentage top 5% of earners make more than median income: 447.64%

• Median household income: $87,249
• Top 5% of income: $531,035
• Difference between top 5% and median income: $443,786
• Percentage top 5% of earners make more than median income: 508.64%

• Median household income: $90,325
• Top 5% of income: $544,518
• Difference between top 5% and median income: $454,193
• Percentage top 5% of earners make more than median income: 502.84%

• Median household income: $55,217
• Top 5% of income: $329,620
• Difference between top 5% and median income: $274,403
• Percentage top 5% of earners make more than median income: 496.95%

• Median household income: $72,458
• Top 5% of income: $403,055
• Difference between top 5% and median income: $330,597
• Percentage top 5% of earners make more than median income: 456.26%

• Median household income: $72,495
• Top 5% of income: $407,646
• Difference between top 5% and median income: $335,151
• Percentage top 5% of earners make more than median income: 462.31%

Methodology: These figures are all found in the 2022 American Community Survey as conducted by the US Census Bureau. All data is up to date as of April 10, 2024.