Here’s the Cost of Living in 10 Texas Cities — Could You Afford To Live There?

Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
You might be surprised to learn how affordable Texas can be — especially compared to other parts of the United States. While lots of things may be bigger in the Lone Star State, the cost of living isn’t one of them.
In fact, according to Dave Ramsey, the average cost of living in Texas is around 7% lower than the national average. Lower average costs for things such as housing, groceries and healthcare help keep prices on the lower end overall.
You may be surprised by where some cities in Texas land when it comes to costs of living. According to the Cost of Living Index from The Council For Community and Economic Research, Dallas and Plano are more expensive than Abilene or Houston.
Based on rankings and data from Business Insider and RentCafe, here’s a look at how much it might cost you to live in these Texas cities.
1. Harlingen
- Home price: $331,625
- Energy costs: $201.74
- Cost of living compared to national average: 21% lower
2. McAllen
- Home price: $275,333
- Energy costs: $199.84
- Cost of living compared to national average: 19% lower
3. Amarillo
- Home price: $290,338
- Energy costs: $175.98
- Cost of living compared to national average: 15% lower
4. El Paso
- Home price: $318,129
- Energy costs: $144.43
- Cost of living compared to national average: 12% lower
5. Abilene
- Home price: $423,130
- Energy costs: $187.05
- Cost of living compared to national average: 8% lower
6. Waco
- Home price: $392,800
- Energy costs: $220.39
- Cost of living compared to national average: 7% lower
7. Houston
- Home price: $407,506
- Energy costs: $191.74
- Cost of living compared to national average: 6% lower
8. Midland
- Home price: $399,495
- Energy costs: $193.65
- Cost of living compared to national average: 4% lower
9. Tyler
- Home price: $422,565
- Energy costs: $211.66
- Cost of living compared to national average: 4% lower
10. Dallas
- Home price: $474,503
- Energy costs: $215.46
- Cost of living compared to national average: 2% higher