This Is What Car Insurance Could Cost in All 50 States After Tariffs

On April 3, President Donald Trump’s 25% tariffs on imported vehicles went into effect, adding to the 25% tariffs already placed on steel and aluminum. This is expected to also have an effect on car insurance rates in America.

Insurify projects an 8% increase by the end of 2025 for full-coverage car insurance, up to an average of $2,502 per year. With Alaska excluded due to lower quoting volume, car insurance rates are expected to decrease or remain flat in just five states: Idaho, Hawaii, New Hampshire, New Mexico and Vermont.

See what the cost of car insurance will look like in every state after tariffs.

Also see vehicles you still could consider buying amid tariffs.

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,793
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,120
• Projected change with tariffs: 7%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,627
• Projected change with tariffs: 8%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,807
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,960
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,671
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $3,397
• Projected change with tariffs: 10%
• Projected change without tariffs: 7%

• Projected annual cost of full-coverage insurance with tariffs (2025): $3,576
• Projected change with tariffs: 13%
• Projected change without tariffs: 10%

• Projected annual cost of full-coverage insurance with tariffs (2025): $3,134
• Projected change with tariffs: 11%
• Projected change without tariffs: 8%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,524
• Projected change with tariffs: 2%
• Projected change without tariffs: -1%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,528
• Projected change with tariffs: 3%
• Projected change without tariffs: 0%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,107
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,739
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,686
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,034
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,351
• Projected change with tariffs: 8%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $3,026
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,264
• Projected change with tariffs: 4%
• Projected change without tariffs: 1%

• Projected annual cost of full-coverage insurance with tariffs (2025): $4,373
• Projected change with tariffs: 8%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,868
• Projected change with tariffs: 4%
• Projected change without tariffs: 1%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,995
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,713
• Projected change with tariffs: 7%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,456
• Projected change with tariffs: 8%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,374
• Projected change with tariffs: 8%
• Projected change without tariffs: 5%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,955
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,782
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $3,300
• Projected change with tariffs: 11%
• Projected change without tariffs: 8%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,010
• Projected change with tariffs: 1%
• Projected change without tariffs: -2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,710
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,955
• Projected change with tariffs: 3%
• Projected change without tariffs: 0%

• Projected annual cost of full-coverage insurance with tariffs (2025): $4,293
• Projected change with tariffs: 13%
• Projected change without tariffs: 10%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,376
• Projected change with tariffs: 8%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,320
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,523
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,153
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,910
• Projected change with tariffs: 5%
• Projected change without tariffs: 3%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,270
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,558
• Projected change with tariffs: 5%
• Projected change without tariffs: 3%

• Projected annual cost of full-coverage insurance with tariffs (2025): $3,701
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,889
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,788
• Projected change with tariffs: 7%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,965
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,164
• Projected change with tariffs: 6%
• Projected change without tariffs: 4%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,575
• Projected change with tariffs: 1%
• Projected change without tariffs: -2%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,411
• Projected change with tariffs: 6%
• Projected change without tariffs: 3%

• Projected annual cost of full-coverage insurance with tariffs (2025): $2,183
• Projected change with tariffs: 9%
• Projected change without tariffs: 6%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,973
• Projected change with tariffs: 4%
• Projected change without tariffs: 1%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,778
• Projected change with tariffs: 6%
• Projected change without tariffs: 3%

• Projected annual cost of full-coverage insurance with tariffs (2025): $1,549
• Projected change with tariffs: 5%
• Projected change without tariffs: 2%