1,000 People Answered: Where Do You Stand on These Top 5 Money Issues?

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Money matters are personal, with many people having opposing values.

In a YouTube video, Rachel Cruze shared results of a Ramsey Solutions survey where 1,000 people were questioned on five money issues.

Depending on your stance, the results might pleasantly (or not-so-pleasantly) surprise. Keep reading to find out where people stand on key financial topics.

Worrying About Your Finances

If you’re constantly stressed about money, you’re not alone. Half (50%) of U.S. adults worry daily about their finances, according to Ramsey Solutions.

In 2025, the average American carried debt totaling approximately $104,755, according to Experian. This could help explain why people are feeling financial pressure.

Buying a Car With Cash

Fewer people are financing vehicle purchases than you might think. Slightly more than half (56%) of Americans who recently bought cars paid in cash — and 89% were happy with this decision, according to Ramsey Solutions.

Opting to take this route is admirable, but it requires serious savings.

As of January 2026, the average price of a new car was $49,191, according to Kelley Blue Book (KBB). Alternatively, the average price of a used car was $25,533, according to KBB.

Giving Money to Adult Children

Nearly half (48%) of parents have given money to their adult children in the past 12 months, according to Ramsey Solutions. If you think that’s a lot, results of this survey were on the conservative end.

In 2025, 75% of parents supported at least one adult child, according to an AARP survey. On average, parents provide $7,000 of annual support, with median aid totaling $1,400 per year.

Whether you go with the Ramsey Solutions number or the AARP estimate, a lot of adult children are clearly financially reliant on their parents.

Saving Money

Putting money aside isn’t for everyone, as 41% of adults would rather enjoy life now than save for the future, according to Ramsey Solutions. This might sound wild if you’re part of the 59% who saves money, but other data backs this up.

For example, more than one-third (37%) of adults revealed they wouldn’t have enough cash or equivalent to completely cover a $400 expense, according to the Federal Reserve’s most recent data.

Borrowing Money

If you’re more likely to take out a loan than to save up for something you need, you share this mindset with many. Almost half (49%) of Americans believe it’s easier to get a loan than to build savings, according to Ramsey Solutions.

In 2025, the average American had $19,333 in personal loans, according to Experian. Additionally, people carried an average home equity line of credit (HELOC) totaling $49,517.

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