Dana Miranda

Dana Miranda is a Certified Educator in Personal Finance®, creator of the Healthy Rich newsletter and author of You Don’t Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease (Little, Brown Spark 2024). She's been writing about making and managing money as a staffer, freelancer, author and creator since 2015.

Dana has become a go-to source on all things money because of her innovative budget-free approach, which recognizes the ways financial education fails to meet the needs of marginalized folks and shifts the conversation away from individual responsibility and onto systemic change.

Education

Bachelor of Arts in Community & Nonprofit Leadership, University of Wisconsin–Madison

Accolades

  • Certified Educator in Personal Finance (CEPF®)
  • Author of You Don’t Need a Budget (Little, Brown Spark)
  • Creator of Healthy Rich
  • Work featured in Forbes, Insider, CNBC, the New York Times, USA Today, and more 

Expertise in

  • Budget-Free Personal Finance
  • Financial Empowerment
  • Debt Reframing
  • Financial Equity
  • Freelance Finance
  • Values-Based Money Management

You can’t discipline yourself out of an oppressive system; trying to do that only adds stress and shame to your life.

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