Lydia is a freelance writer with a knack for personal finance and all things money. She's passionate about explaining complex topics in easy-to-understand language. Lydia has covered a variety of finance topics, including investing, insurance, banking, credit cards, loans, saving, spending, and retirement.
She holds a Bachelor's degree in Finance, which fuels her passion for helping people take control of their financial future. Her goal is to empower readers with the knowledge they need to make informed financial decisions.
In addition to GoBankingRates, her work has appeared in Business Insider, Investopedia, The Motley Fool, and Monito. When she’s not writing, you can find her going for long walks, enjoying nature, and finding inspiration for her next project. Connect with her at lydiakibet.com.
Latest Articles
Top 5 Subscription Services You Need To Cancel in Summer 2025
by Lydia Kibet
The 9 ‘Feelings of Wealth’ Americans Experience, According to a New Study
by Lydia Kibet
Financial Planners Share 4 Warren Buffett Tips To Take With a Grain of Salt
by Lydia Kibet
3 Volatility Predictions for Apple, Amazon and Other Mega Stocks for the Rest of 2025
by Lydia Kibet
Major Bank Thinks Bitcoin Is Going To Get Less Volatile — Is It Time To Invest?
by Lydia Kibet
More from our award winning expert contributors
Barbara Ginty
'Future Rich' Podcast Host
Barbara Ginty is a Certified Financial Planner and the host of the "Future Rich" podcast. Each week on the show, Ginty interviews women about their finances and helps them develop a plan to achieve their goals. The podcast was selected by NextAdvisor as one of the 10 Best Finance Podcasts for 2021.
Dave Ramsey
Author of 'The Total Money Makeover'
Dave Ramsey is a personal finance expert, bestselling author of numerous books including "The Total Money Makeover" and host of the financial advice show "The Ramsey Show," heard by 23 million listeners every week. He is also the CEO of the company Ramsey Solutions, which connects people with plans for financial success in numerous areas such as getting out of debt and saving for retirement.
David Bach
Author of 'The Automatic Millionaire'
David Bach is a trusted financial expert and the author of several bestselling personal finance books, including "The Automatic Millionaire" and "Smart Women Finish Rich." In addition to reaching millions through his books, Bach has shared his money advice as both a television and radio host. He has been a contributor to NBC's "Today Show" and hosted the radio shows "The FinishRich Minute" and "Finish Rich With David Bach."
Grant Cardone
Author of 'The 10X Rule'
Grant Cardone is the author of "The 10X Rule" and CEO of Cardone Capital. He's written two other books and is the creator of 21 bestselling business programs.


