Michelle Kruger

Michelle is a practicing financial planner, teacher and author. Michelle partners with wealth advisors to formulate and recommend strategies as well as produce financial plans specific to client needs. Michelle also teaches graduate financial planning courses at the University of Georgia and has authored various financial planning books, including The Fundamentals of Writing a Financial Plan, The Psychology of Financial Planning: Practitioner Resource Guide, and The First 50 Years of CFP® Certification: The Standard for Financial Planning. Her research has been published in Financial Planning Review, Journal of Financial Planning, and Journal of Financial Therapy. She has also been quoted in articles by Investopedia, CNN Underscored, WalletHub and CBS News.

Education

Ph.D in Financial Planning, Housing, and Consumer Economics, University of Georgia 

Bachelor of Business Administration in Finance, University of Georgia

Accolades

  • Adjunct Professor at the University of Georgia
  • Co-author of The Psychology of Financial Planning: Practitioner Resource Guide and The Fundamentals of Writing a Financial Plan
  • Contributor to the Journal of Financial Planning and Financial Planning Review
  • Quoted in Investopedia, CNN Underscored, CBS News and WalletHub

Expertise in

  • Financial planning
  • Financial literacy
  • Consumer credit and debt
  • Psychology of money
  • Behavioral finance

Money is a tool. People expect to know how to use money well without practicing. Intentionally practice your money skills daily, and you’ll be amazed to see how your skill and confidence with money grow.

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