Ryan grew up in Ohio but has lived in half a dozen states and multiple continents before recently returning to the U.S. and settling in southern California. In December of 2023, he completed his goal of visiting every country in the world.
Ryan has written about credit and credit cards at publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, and Forbes Advisor. He also holds Brazilian citizenship and speaks fluent Portuguese. His wife joins him on many of his trips, and they enjoy snowboarding, scuba diving, seeing animals in the wild and hunting for vegan tiramisu. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether this points and miles stuff is illegal.
by Ryan Smith 
