Chase Money Market Accounts: Everything You Need To Know

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Chase is known for its credit cards, but it also offers several deposit accounts — sometimes with bonuses for new customers. If you’re looking for an interest-bearing account and wondering whether Chase has money market options, here’s what to know.

Does Chase Offer Money Market Accounts?

Chase does not currently offer money market accounts. However, it does provide checking, savings and certificate of deposit (CD) accounts. 

Chase Money Market Alternatives

Savers looking for alternatives to a money market account may want to consider these Chase savings and CD options.

Which Banks Have Money Market Accounts?

Even though Chase doesn’t currently offer a money market account, you can find plenty of high-yield money market alternatives, including the following:

Vio Bank Cornerstone Money Market Savings

• Vio Bank states that it regularly monitors annual percentage yields (APYs) of competing financial institutions to ensure it’s providing customers with one of the best APYs available.
• Savers will currently earn APY on all balances.
• You can open a Cornerstone Money Market Savings account with as little as $100.
• Avoiding a monthly fee is as easy as electing not to get paper statements.

Zynlo Bank Money Market Account

• With a Zynlo money market account, you can perform unlimited transactions without paying penalties or fees.
• There are no monthly fees or balance requirements.
• This account offers a high-yield APY of .

UFB Direct Portfolio Money Market Account

• UFB Direct’s Portfolio Money Market account offers savers APY, regardless of account balance.
• You must maintain a balance of at least $5,000 to avoid UFB Direct’s $10 monthly maintenance fee.
• The account comes with check-writing privileges, and you can easily manage your account, including making mobile check deposits, with the UFB Direct app.

TotalBank Money Market Account

• TotalDirectBank has one of the highest APYs you can find — up to .
• You must maintain a $2,500 balance to earn the high-yield rate, and the minimum opening deposit requirement is $25,000.
• You’re limited to six penalty-free monthly transfers and withdrawals.
• The account has no monthly maintenance fee.

Brilliant Bank Surge Money Market Account

• Brilliant Bank’s Surge Money Market account offers an APY of up to .
• This account is available to new Brilliant Bank depositors.
• Savers will need a minimum deposit of $1,000 to open a new account.

Quontic Bank Money Market Account

• Quontic’s Money Market account offers an APY of .
• The account comes with a debit card for easy fund access.
• You’ll pay a $10 excessive transaction fee for every transaction over the account’s monthly limit of six.
• There is no monthly maintenance fee, and the minimum opening deposit requirement is only $100.

All America Bank Mega Money Market Checking Account

• The Mega Money Market Checking account’s high-yield of APY only applies to balances up to $100,000.
• There is no minimum account balance requirement.
• You’ll get a debit card, but you must be mindful of the six-transaction limit on withdrawals and transfers to avoid penalties.
• The minimum opening deposit requirement is $500.

Redneck Bank Mega Money Market Account

• Redneck Bank has no minimum balance requirements to earn the account’s high-yield rate of , but the rate only applies to balances up to $100,000.
• Any remaining balance only earns a APY. The minimum opening deposit requirement is $500.
• The account comes with a debit card and bill pay, although there are monthly transaction limitations you must heed to avoid penalties.

EverBank Performance Money Market Account

• EverBank customers get APYs up to , based on your account balance.
• You get an ATM card and checks with this account.
• There is no monthly maintenance fee, and you can open an account with any amount.

Considerations When Choosing a Money Market Account

Before choosing a money market account, make sure you compare the account features of multiple banks. You want to select an account suitable for your needs, with requirements you can meet and without steep fees.

Consider the following before choosing a money market account:

• APY, including any restrictions or caps
• Minimum opening deposit requirement
• Minimum monthly balance requirements
• Monthly service fee
• Account access options, such as checks or an ATM card
• Withdrawal limits and fees
• FDIC or NCUA insurance

High-Yield Savings Account Options

Many money market accounts offer features like check-writing privileges and, in some cases, debit or ATM cards, making it easy to access your funds. However, the best interest rates often require maintaining a high minimum balance, which may not work for every saver.

High-yield savings accounts offer similar access without those hurdles. You can easily move money between savings and checking as needed, and many high-yield options provide competitive APYs with no fees or minimum balance requirements.

The following high-yield savings accounts offer APYs that are comparable to many money market accounts:

Key Takeaways

• Chase doesn’t currently offer money market accounts.
• You can find many alternatives through other financial institutions with high-yield APYs, no monthly maintenance fees and easy-to-meet balance requirements.
• When comparing money market accounts, you may want to look into high-yield savings offerings since the rates on these two types of accounts are comparable.
• Whichever type of account you pick, make sure you understand all account requirements and any applicable fees so you can earn the most that you can on your money.

Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Feb. 3, 2026.

Rates may vary by region. To verify rates in your area, check the bank’s website for details.

The information related to Chase savings accounts and CDs was collected by GOBankingRates and has not been reviewed or provided by the issuer of these products. Product details may vary. Please see the issuer’s website for current information. GOBankingRates does not receive commission for these products.

INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNEMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

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