6 Best Credit Cards That Allow Co-Signers

Consider these options if you can't get a card on your own.

Not everyone can get a credit card on their own. If you’re new to the credit game, or if you’ve had credit problems in the past, you might not be able to qualify. If this is the case, some credit cards will allow you to have someone else co-sign your credit card.

What Is a Co-Signer?

A co-signer is someone who will take responsibility for your credit card account if you are unable to pay it. A co-signer should have a strong credit history and understand that if you fail to pay your credit card bill on time, they will be liable for the charges. Learn more about whether getting a credit card with a co-signer is a good idea. A co-signer is not an authorized user — an authorized user is someone who has their own credit card on someone else’s account. An authorized user is not obligated to pay the bill. The account holder has that responsibility.

Not every bank issues co-signer credit cards; the large banks that do are Bank of America, U.S. Bank and Wells Fargo. Keep reading to learn about good credit card options from these financial institutions.

The Best Credit Cards That Allow Co-Signers:

  • BankAmericard Credit Card
  • Bank of America Cash Rewards Card
  • U.S. Bank Cash+ Visa Signature Card
  • U.S. Bank FlexPerks Gold American Express Card
  • Wells Fargo Cash Wise Visa® Credit Card
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Click through to learn about the best credit cards for bad credit.

More on Credit Card Advice

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of GOBankingRates alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article.

The information related to Wells Fargo Credit Cards has been collected by GOBankingRates.com and has not been reviewed or provided by the issuer or provider of this product or service.

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About the Author

Karen Doyle

Karen Doyle is a personal finance writer with over 20 years’ experience writing about investments, money management and financial planning. Her work has appeared on numerous news and finance websites including GOBankingRates, Yahoo! Finance, MSN, USA Today, CNBC, Equifax.com, and more.

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