United MileagePlus Explorer Business Card Review: Earn Travel Perks

Learn if United MileagePlus is the right card for your business.

The United MileagePlus Explorer Business Card from Chase is a credit card for small-business owners who travel, especially those who often fly on United Airlines. Cardholders earn miles on every purchase, which can then be redeemed for flights and incidentals on United Airlines, as well as on other travel expenses like hotels and car rentals. Miles can also be used for special perks on United Airlines flights, like seat upgrades, in-flight beverages and WiFi.

Keep reading to determine if this is the right business credit card for you.

United MileagePlus Explorer Business Card at a Glance
Annual feeFirst year: $0

After first year: $95

Interest ratePurchases: 17.74%-24.74%

Balance transfers: 17.74%-24.74%

Cash advances26.74% APR
Miles2 miles per dollar on airline tickets from United

2 miles per dollar on purchases at office supply stores, restaurants and gas stations

1 mile per dollar everywhere else

Bonus miles50,000 bonus miles when you spend $3,000 in the first three months

10,000 bonus miles each year you spend $25,000

When considering any credit card, you also want to consider the advantages and disadvantages:

United MileagePlus Explorer Business Card
ProsCons
  • Miles don’t expire
  • No limit to the number of miles you can earn
  • No 0% interest promotional period
  • 2 points per mile on flights is low compared to other airline cards

In This Review:

What You Need to Know About the United MileagePlus Explorer Business Card

Best Features of the United MileagePlus Explorer Business Card

The United MileagePlus Explorer Business Card Works for Small-Business Owners

Read: Best Credit Card Offers, Deals and Bonuses

What You Need to Know About the United MileagePlus Explorer Business Card

The United Airlines Mileage Plus Explorer Business Card is a good choice for those who travel often, particularly if they fly United Airlines frequently.

Best for: Small-business owners who travel frequently, either for business or pleasure, and who want to provide employees with a credit card for business-related expenses.

Best Features of the United MileagePlus Explorer Business Card

In order to determine if the United MileagePlus Explorer Business Card will provide you with the features best suited for your needs, check out what you can get with this card:

  • First checked bag is free
  • Two free United Club passes per year
  • No foreign transaction fees when you use your United Airlines credit card
  • Free employee cards with individual spending limits
  • The United MileagePlus Explorer Business Card includes lots of protection for things that could go wrong, like:
    • Trip cancellation or interruption insurance
    • Baggage delay insurance
    • Lost luggage reimbursement
    • Auto rental collision damage waiver
    • Trip delay reimbursement
    • Purchase and price protection
    • Return protection
    • Extended warranty protection
  • You can use the miles you earn with your United credit card for travel on United, Star Alliance and other partner airlines. You can also use the miles for upgrades, in-flight WiFi, hotels, car rentals, merchandise and gift cards.

Related: How We’re Using Travel Rewards for an All-Inclusive Vacation

The United MileagePlus Explorer Business Card Works for Small-Business Owners

If you are a small-business owner, you travel for business or pleasure and you like to fly United Airlines, the United MileagePlus Explorer Business Card might be the right choice for you. You can earn free travel and upgrades when you buy things you need for your business, but make sure these upgrades and rewards are things you’ll use regularly.

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This content is not provided by the companies mentioned. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved, or otherwise endorsed by United Airlines or Chase.

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