Jaspreet Singh: Is Real Estate Still a Good Investment in 2025?
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Nicole Spector
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Molly Sullivan
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Which is the single best thing to invest in? This is a trick question. There is no single best investment vehicle. You need to diversify and, in a sense, scatter and spread your money across various investments to ensure it grows. One way to diversify is to invest in real estate. But is that a profitable move? In a new video posted on his YouTube channel, Minority Mindset, financial influencer Jaspreet Singh explored what real estate investing could look like in 2025.
Singh shared that he’s been investing in real estate for about a decade and a half and that his goal with this video post isn’t to tell you what to do (because, as he pointed out, he’s not a financial advisor); his goal is to shed light on what’s happening in the real estate market so that you can be a smarter real estate investor. So, though, in the title of this post, Singh asks the question, “Is real estate still a good investment in 2025?,” the questions he really answers are, “What does the real estate climate currently look like for investors, and how could the Trump administration change things?”
Here are five. key points Singh brought to our attention in this post.
Housing Has Become Really, Really Expensive
Anyone considering real estate investing needs to recognize just how expensive real estate has become. In the past decade, real estate prices have soared.
Singh noted that in 2006, the median home in the U.S. was selling for around 6.8 times the median household income. In 2016, the median home was selling for about 5.5 times the median household income. In 2025, the median price of a home is even higher than it was in 2006 — around 7.25 times the median household income.
The sheer price of housing alone could be a barrier to entry for people looking to invest in real estate.
Consider How Much Housing Prices Are Forecast To Grow
Singh researched housing price predictions from a number of real estate-focused organizations including the National Association of Realtors (NAR), the Mortgage Bankers Association (MBA), Zillow and Redfin. These are their predictions for growth over the next 12 months:
- NAR: 2% growth
- MBA: 1.5% growth
- Zillow: 2.6% growth
- Redfin: 4% growth
These are well-informed predictions, but they’re still just guess-timates.
“Nobody knows what’s going to happen,” Singh said. “Take everything that you see and hear with a grain of salt.”
Know the Rental Value of the Real Estate
Buying a home to live in and buying a home as an investment vehicle are two very different things. For the latter, you need to know not only the value of the property, but also its value on the rental market.
“When I invest in real estate, what’s more important to me than the price of the property, is how much I’m gonna generate in rent,” Singh said. “If my housing value goes down or my property value goes down, that’s not a big deal — as long as the rent values are strong.”
Here is where things can get sort of confusing. “We’re getting a lot of mixed data,” Singh said.
Some data indicates that rental prices will be going up in 2025. Other data suggests the opposite. It’s important to have a very local overview of your market. An office space for rent in rural West Virginia will look very different from a single-family home for rent in Cambridge, Massachusetts — not just physically, but also in terms of value. Be sure to do your homework on any area you’re considering investing in — same as you would with a stock or crypto.
Additionally, pay attention to what’s happening across the broad rental economy and the U.S. economy at large.
Trump Could Look To Build Out More Real Estate and Lower Mortgage Interest Rates (But This Is Tricky)
We don’t yet know precisely what will happen under the new Trump administration, but real estate investors will find clues when looking at Trump’s stances on taxes and regulations.
“Trump has talked about making more federal land available to potentially build real estate,” Singh said. “Meaning sell some federal land so developers have access to more land to build more properties to house people.
During his presidential campaign, Trump promised lower interest rates.
“If that happens, that could potentially incentivize more people who are sitting on houses to potentially sell their houses if mortgage rates fall.”
As of now, with interest rates still pretty high, many could-be sellers are staying put, especially if they locked in their current mortgage for a low rate.
What’s tricky? Singh explained: “The difficult part about that is that the president doesn’t have the ability to set interest rates or to set mortgage rates,” Singh said. “However, there’s a chance he might put some more pressure on the Federal Reserve Bank to cut interest rates and maybe he’ll come up with some new programs to incentivize banks to cut mortgage rates, too — but we don’t know what’s gonna happen because that’s not entirely under the control of the president.”
Still, as Singh noted, this is something to pay attention to, as Trump heavily campaigned on the promise of lowering mortgage interest rates.
Potential Tax Changes Under Trump Could Also Factor In
Trump has also promised a number of tax changes — some of which, Singh noted, could potentially benefit real estate developers and investors.
“We haven’t seen a full tax proposal yet, but we all know that Trump is a big real estate developer,” Singh said. “He’s a big investor in the real estate space, so there’s a chance that he could put out more tax incentives to benefit real estate investors, to benefit real estate developers; but again, we don’t know exactly what’s going to get passed yet.”
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