10 Best Ways To Invest $100 To Make Up to $1,000 a Day

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If you’re an underfunded investor with only a hundred bucks to spare, you can patiently grow that money slowly over time through traditional investment accounts with a long-term strategy for building wealth in mind. Those not looking to wait that long can take bigger short-term swings to turn that $100 into a respectable pile of seed money much quicker.

The recipe to make more money daily is equal parts risk tolerance and strategy. And making $1,000 a day from a $100 investment is quite an ambitious goal. Prepare to learn some new skills, devote a lot of time and effort to self-improvement and be patient.

Remember to be realistic as well — although you might not quite earn $1,000 a day, you’re guaranteed to earn a good return on your investment if you consider these key takeaways: 

  • Leverage Small Investments Wisely: Even with $100, strategic investments in diverse asset classes like real estate, stocks and high-yield savings can yield strong growth over time.
  • High-Risk, High-Reward Options: Riskier investments like options trading and cryptocurrency offer the potential for rapid gains but require caution and a solid market understanding.
  • Financial Education: Learning about finance helps investors understand how to make smart choices and deal with the complicated aspects of different investment options.
  • Investing Technology: Using robo-advisors and online platforms can simplify investments, making them more accessible and cost-effective for beginners.
  • Invest in Personal Growth: Personal development and learning have long-term benefits, enhancing career prospects and overall financial well-being.

Investing wisely means starting with traditional stocks and bonds, certificates of deposit or growing a retirement fund. For those willing to take on more risk, following the advice of experts and financial advisors with proven investment strategies is key. Nonetheless, they are great ideas to help you earn $1,000 a day with a small investment.

Invest in Real Estate

Investing $100 to make $1000 a day is a lofty goal, especially for beginner real estate investors. According to Omer Reiner, a licensed realtor and president of Florida Cash Home Buyers said, “First, you need to understand that turning $100 into $1,000 requires a whopping 1,000% return. Even some of the world’s most successful companies still take years to return 1,000%. However, that doesn’t mean that it’s not possible. You just need to take much riskier bets.”

High-Yield Savings Accounts 

It may seem a bit safe, but a high-yield savings account could turn your $100 into $1,000 just by leaving it alone. The interest earned is higher than the national average for a standard savings account, and it’s FDIC-insured. That said, a high-yield savings account is unlikely to ever earn $1,000 in interest a day with such a small investment.

You can find high-yield savings accounts at most banks, credit unions or financial institutions. However, online banks typically have the best rates because they have lower overhead than other financial institutions. Do your research when gathering your savings to open an account.

Invest in the Stock Market

Right now, there’s an individual stock somewhere earning its investors 1,000% in the relatively near future. You’ll just have to guess which one it is and buy it at the right time.

Or you could take your $100 to where the casino wing of the stock market begins — options traders risk large-scale losses in the pursuit of gargantuan gains. Instead of buying or selling securities like stocks, options traders buy contracts that give them the right, but not the obligation, to buy or sell shares sometime in the future based on how they think the security will perform.

While this kind of investing can deliver bigger, faster returns, options trading is much more complex than buying and holding an ETF — and this high-stakes corner of the stock market is notorious for handing out losses that compound at a terrifying pace. 

“Stock options are very, very risky, but they allow you to turn a small amount of money into a lot,” Reiner said.

Buy Index Funds 

Index funds can be a good investment as they are low-cost options to diversify your portfolio. Research what ETFs or index funds are tracking best for your goals. You can find the ones that are doing so at the lowest cost so can be a great way to invest $100 to eventually make $1,000 in returns.

Consider Worthy Bonds 

When considering investing in Worthy bonds., it is important to know Worthy is the name of a company that offers a fixed interest rate of 7% on bonds it renders to its users. The minimum investment is only $10, so imagine what you could do with $100 as the interest gets compounded in your account.

Start a Blog

There is so much streaming content out there that finding the right television show, movie or other content can be daunting. You could dedicate a blog to guiding people to your favorite content and even do reviews. It costs nothing to do so but if you find and grow a following you can make a lot of money.

You can monetize your site by running ads or featuring sponsored content for the material you were writing anyway. If you’re someone who loves to consume content, you could easily turn this into a profitable business where you would only have to invest your time to make some 

Develop an Affiliate Marketing Strategy

An affiliate marketing strategy involves making money off of content you already create. For example, if you are a website owner, a blogger or have another eligible platform, you can earn commission rates or referral fees when a customer clicks on a link you’ve posted. If they then click through to purchase products, you can earn money.

Although starting a blog is unlikely to help you earn $1,000 a day, it can add some passive income to your portfolio.

Use Robo-Advisors 

A robo-advisor is an automated online investing platform. Digital platforms like these offer financial planning services based on algorithms. Using a robo-advisor account allows the financial company to charge less and offer much lower investment minimums than a traditional financial advisor so it saves you money while making you money. 

Arguably a more passive form of investing, robo advisors might help grow your money faster without a lot of upfront investment. Here are a few popular ones to consider:

Invest in Cryptocurrency 

If you’re looking to invest $100 and turn it into $1,000, the cryptocurrency market might bring you the biggest potential return. Outside of bitcoin, there may be a few other options you haven’t heard of yet. Your chances of having a big payoff might be better with a smaller coin that hasn’t already been pumped up by institutional investors such as bitcoin.

Here are six cryptocurrencies that might still have a high ceiling:

  1. Bitcoin (BTC)
  2. Ethereum (ETH)
  3. BNB (BNB)
  4. Solana (SOL)
  5. Lido Staked Ether (STETH)
  6. XRP (XRP)

Start an E-Commerce Business 

Starting your own E-commerce business can be a great side hustle and you can start with low funds. You can save money on startup costs while you turn a profit selling your products, goods or services. 

You can invest in building a website with the ability to send or receive payments and then start selling your wares. If you don’t have a website and want to start selling straight away you could also look into starting your E-commerce store through existing platforms such as Instagram or Etsy. Keep in mind for this suggestion, you may have to invest a bit more than $100 eventually to see some big gains.

Start a Dropshipping Business

To begin dropshipping, you would take and handle online orders that don’t require the retailer or seller involved to maintain a physical product inventory. In simple terms, you are a middleman for online distribution. Customers place orders with a retailer or seller, the order is sent to a third party, and that party fulfills and ships the order.

Buy and Sell Items on eBay 

Buying, selling or reselling items on eBay is a great way to turn a profit without investing a lot. If you have a lot of stuff you are looking to get rid of, or you are a great bargain shopper, eBay is a great way to turn trash into treasure. Do some research on what is selling well but you could easily make a hefty markup.

Grow a YouTube Audience 

Starting a YouTube channel and making videos can be a great gateway to earning some extra cash. Investing $100 into equipment or materials for your videos can turn it into thousands in revenue.

There are a few basic things you can do to start to monetize your YouTube videos and make money by growing your YouTube audience: 

  • Monetize your content
  • Set up your channel for success
  • Turn on display ads
  • Grow your audience
  • Incorporate product or affiliate marketing
  • Create sponsored content

Collect Dividends 

Investing your $100 into dividend stocks gives you the potential to earn both income and capital gains. If you want to play in the stock market but want something a little less risky, dividend stocks may work for you as they tend to be less volatile.

Make sure to research the following about a company before investing:

  • The company’s dividend history
  • Whether they are consistently paying dividends
  • What is the dividend yield of the company
  • How much money you’ll earn on your investment
  • The company’s payout ratio

Open a Roth IRA 

Individual retirement accounts are self-directed and offer basic tax advantages to grow your savings. Traditional and Roth IRAs both limit annual contributions to $7,000 a year, with the option to make an additional $1,000 “catch-up” contribution once you turn 50. By investing in a Roth IRA now, you can grow your funds and reap the benefits in retirement.

Fund Your Retirement Account

Planning for your retirement is key to a successful and comfortable future. If all you have today is $100, you can put it in a retirement account to start your savings journey. The type of accounts you choose will play a major role in reaching your retirement financial goals.

Final Take To GO 

The bottom line is that some of the ideas on this list might not ever produce $1,000 a day consistently from a small $100 investment. However, they are guaranteed to earn you some return on your investment with strategic planning and consistent efforts.

If you’re looking to turn $100 into $1,000, it’s possible with both short-term and long-term goals. Earning $1,000 a day in passive income may take time but remember that this equates to $365,000 a year — a goal many people achieve through various investment strategies.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

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