The smartest vehicle purchases are rarely made in one location. More people are discovering that while the car dealership is convenient for finding a brand new vehicle in the make, model, color and trim they want, it’s worth seeking your financing from another source experienced in trusted service and low auto loan rates.
With USAA, an auto loan rate of 1.39% APR is standard, but the savings are anything but. Joining one of the country’s most recognizable names in military banking solutions means the opportunity to tap into this APR for low monthly car payments, and flexible financing up to 36 months, on any new vehicle of choice.
USAA Auto Loan Terms and Conditions
Though this auto loan is reserved for model years 2013 to 2015, USAA members can get an even lower rate of 0.89% APR with USAA’s Car Buying Service discount.
Save time and money at the dealership by getting preapproved with USAA, for financing power that puts borrowers behind the wheel even before they’ve gone for a test drive off the showroom floor.
Some other auto loan benefits:
- Fixed interest for the life of the loan
- No prepayment penalties for loans paid off early
- Zero payments for the first 60 days
- No application fees or hidden costs
How much would an approximate monthly payment be? According to USAA, for 36 months at a fixed 1.39%, borrowers can expect a $28.38 payment per each $1,000 loaned.
USAA‘s military banking beginnings stretch back to 1922, in the aftermath of World War I, when 25 U.S. Army officers with no options for auto insurance decided to pool their finances and insure their own. Founded on the military virtues of service, loyalty, honesty and integrity, USAA offers membership benefits to any active, retired and honorably separated officers and enlisted personnel of all branches of the U.S. Armed Forces.
Don’t settle for high APRs. Find more low-interest auto loan rates today.