5 Popular Cities Where Being Low Income is Much Easier

Living on a low income can be challenging, but some cities offer more support and a lower cost of living, making it easier for low-income individuals and families to live comfortably. These cities often have affordable housing, access to healthcare, and various assistance programs to help residents meet their basic needs.

To find the data, GoBankingRates first looked at how to define what low income is considered in the United States. According to NerdWallet, “In 2023, the federal poverty level definition of low income for a single-person household is $14,580 annually.” That’s around $39,000 for a household income of four. With this in mind, GoBankingRates then looked at Zillow for prices of cities with the most affordable housing, and the Bureau of Labor Statistics to find the lowest median incomes per city. From there, we looked at benefits, population of low income, along with other factors to compile an accurate list, Here are five cities where being low income is much easier due to various factors:

Known for its low cost of living, Memphis offers affordable housing and a variety of assistance programs, including food and energy assistance.

• Total Annual Cost of Living: $25,241
• Population: 621,056
• Poverty Rate: 21.4%
• Median Home Price: $144,347
• Median Household Income: $43,981
• Annual Income Recommended: $50,483

With a lower-than-average cost of living and access to healthcare through Medicaid expansion, El Paso provides a supportive environment for low-income residents.

• Total Annual Cost of Living: $26,782
• Population: 677,456
• Poverty Rate: 18%
• Median Home Price: $216,673
• Median Household Income: $51,325
• Annual Income Recommended: $53,564

Despite its economic challenges, Detroit has affordable housing options and numerous community organizations offering support.

• Total Annual Cost of Living: $26,174
• Population: 620,376
• Poverty Rate: 30%
• Median Home Price: $68,379
• Median Household Income: $34,762
• Annual Income Recommended: $52,349

Tulsa boasts a low cost of living, with affordable housing and transportation, as well as state-funded assistance programs.

• Total Annual Cost of Living: $26,603
• Population: 411,867
• Poverty Rate: 18%
• Median Home Price: $194,784
• Median Household Income: $52,438
• Annual Income Recommended: $53,206

Offering a low cost of living and various support services, Des Moines is a city where low-income individuals can find it easier to manage their finances.

• Total Annual Cost of Living: $26,322
• Population: 211,034
• Poverty Rate: 15.3%
• Median Home Price: $193,698
• Median Household Income: $58,444
• Annual Income Recommended: $52,645

Editor's note: This article was produced via automated technology and then fine-tuned and verified for accuracy by a member of GOBankingRates' editorial team.