Federal Unemployment Assistance Has Ended, Here Are Other Programs That Could Provide Help

Pile of disposable medical face masks surrounding Unemployment Benefits forms.
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Federal unemployment assistance as part of the coronavirus stimulus relief bill officially ends this week, but resources are still available for those seeking relief.

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The American Rescue Plan issued $300 weekly payments for eligible persons who were unemployed and unable to work due to pandemic-related reasons. Many states decided to do away with the money earlier in the year, but those payments come to their full end this week.

Here are some federal options still available to you if you still need assistance. Important to note: make sure to check your state’s website as well regarding unemployment benefits. Each state provides its own programs and treats the taxation of unemployment benefits differently. Below are programs available from the federal government, separate from your state, that can provide help.

Self-Employment Assistance

The Department of Labor provides funds for states to partake in a voluntary program called self-employment assistance. SEA provides weekly allowances, and SEA allowances are the same weekly amounts as the worker’s regular unemployment insurance benefits. The difference is that participants work full-time on starting their business instead of looking for wage and salary jobs.  The program is designed to encourage and enable unemployed workers to create their own jobs by starting their own small businesses. States can pay a SEA allowance instead of regular unemployment insurance benefits to help unemployed workers while establishing businesses. To see if your state participates and to access The State Workforce Agency website, click here.

Make Your Money Work for You

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Short-Term and Long-Term Disability Insurance

If you are unable to return to work due to a classifiable disability, you may be able to receive compensation from federal programs. Short-term policies may pay for up to two years and most last for a few months to a year. Long-term policies may pay benefits for a few years or until the disability ends.

Disability can range from certain pregnancies to injuries, so look here for all the definitions under the Americans With Disabilities Act.


Temporary Assistance for Needy Families is a federally funded, state-run benefits program. It is also known as welfare and helps families achieve independence after experiencing temporary difficulties. TANF can help with daily essentials such as food, housing, home energy, child care and job training.

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About the Author

Georgina Tzanetos is a former financial advisor who studied post-industrial capitalist structures at New York University. She has eight years of experience with concentrations in asset management, portfolio management, private client banking, and investment research. Georgina has written for Investopedia and WallStreetMojo. 

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