This Is the Best $100 You Can Spend on Quiet Luxury Each Month
Written by
Stacy Sare Cohen
Edited by
Rebekah Evans
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The word “luxury” conjures images of extravagant vacations on super-yachts, black tie affairs where women wear Harry Winston diamonds and high-powered drives in flashy sports cars. However, in 2025, we’re seeing another kind of luxury that is more understated yet still elegant — meet quiet luxury. Quiet luxury activities are more personal and subdued and often focus on wellness and self-care. The best part? You can indulge in this type of wealth every month.
GoBankingRates brings you the best quiet luxury experiences worth splurging on for around $100 or less.
Dine at a Michelin-Starred Restaurant
- Cost: Average $50 per person, excluding drinks
If you’re a foodie who appreciates culinary excellence, treat yourself to a savory meal at a Michelin-starred restaurant. A Michelin star is awarded to dining establishments that follow five specific criteria: harmony of flavors, quality ingredients, culinary technique mastery, the chef’s personality expressed in the cuisine and consistent quality over time, according to Michelin Guide.
Bring Quiet Luxury Home With a Personal Chef
- Cost: Average $100 per person
Avoid the hassle of driving, making reservations, parking and waiting for a table at a busy restaurant. Instead, enjoy a gourmet meal prepared by a personal chef in your home. A personal chef costs between $30 to $250 per person. However, the price can vary depending on where you live. You can find a personal chef to cook your favorite cuisine on Thumbtack.
Enjoy Quiet Luxury Perks as a Premium Credit Card Member
- Cost: Primary cardholders: $550 annually = $45.83 each month
Premium credit cards such as Chase Sapphire Reserve offer its members access to luxurious perks and experiences for being a cardholder. Members can enjoy private dinners hosted by master chefs and VIP access to exclusive events unavailable to the general public. The Chase Sapphire Reserve card charges a $550 annual fee for primary cardholders and $75 for additional authorized users, according to CNBC.
Book a Spa Day
- Cost: $100 and up
Relieve muscle tension by indulging in a relaxing deep tissue, Swedish or aromatherapy massage. Some hotel spas offer other services such as facials, mani-pedis and wellness services. Pricing begins at around $100 and can vary depending on the tier level of service you receive, ranging from basic to premium. Service providers even offer special packages for men.
Order a Self-Care Subscription Box
- Cost: $40 per month
Refresh your mind, body and spirit with a monthly self-care subscription box. Products include a medley of bath and body care products, essential oils, candles and beauty and skincare items based on your preferences. According to its website, the company Therabox curates eight product packages selected by a therapist and delivers them to your door every month.
“The best money you can spend on quiet luxury each month is to engage in a sensory experience. Treat yourself to a gourmet dining experience that offers a candlelight dinner with soft music in the background; try a subscription box that offers wine, candles and luxurious bath products,” said Miramar Florida Interior Designer and founder of Your Design Partner, Ricci Jackson.
“The world gets loud sometimes, so engaging in cozy comforts can be the perfect prescription for quiet luxury right at home,” added Jackson.
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