50 Best Cities for the Young and Wealthy To Live

October 31, 2025

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Ah, to be young, wealthy … and living in a city that’s a great fit.

For high-earning millennials and Gen Zers seeking more than just a paycheck, the right city can offer a powerful blend of opportunity, quality of life, safety and lots of fellow residents in the same stage of life. GOBankingRates has compiled a list of the 50 best U.S. cities for the young and wealthy, based on data around these and other factors.

GBR based its top 50 on an analysis of data from the U.S. Census, Sperling’s BestPlaces, the Bureau of Labor Statistics, Zillow, AreaVibes, the FBI and the Federal Reserve. Some of the entries on the list may surprise you.

Key Findings

The best place in the U.S. for the young and wealthy to live — according to GOBankingRates’ analysis — is a tiny town with only a few thousand residents that is largely unknown outside of its home state.
Utah is the most represented state in the list, with nine locations making the top 50. Washington is second with six, followed by Michigan and Pennsylvania with five each.
Cities in the top 50 span the continental U.S., with strong representation in the West, Midwest and Northeast.
Smaller and medium-sized cities dominate. There are no major metropolitan cities in the list, and only two entries have populations over 150,000. The average population of cities in the list is just over 41,000.

Here’s a rundown of the top 50, starting with the 50^th best locale and counting down to No. 1.

Also see the safest and richest cities in America.

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50. Aspinwall, Pennsylvania

Livability: 88
% of homeowners ages 25-44: 42.7%
% of age 25-44 homeowners earning over $150K: 0%
% of all homeowners who are 25-44 and earning over $150K: 0%
Property crime rate (per 1,000): 6.494
Violent crime rate (per 1,000): 0.722

49. Northglenn, Colorado

Livability: 79
% of homeowners ages 25-44: 43.9%
% of age 25-44 homeowners earning over $150K: 1.05%
% of all homeowners who are 25-44 and earning over $150K: 2.40%
Property crime rate (per 1,000): 25.779
Violent crime rate (per 1,000): 4.318

48. Syracuse, Utah

Livability: 87
% of homeowners ages 25-44: 46.2%
% of age 25-44 homeowners earning over $150K: 0.11%
% of all homeowners who are 25-44 and earning over $150K: 0.24%
Property crime rate (per 1,000): 5.011
Violent crime rate (per 1,000): 0.517

47. Malden, Massachusetts

Livability: 83
% of homeowners ages 25-44: 43.5%
% of age 25-44 homeowners earning over $150K: 0.66%
% of all homeowners who are 25-44 and earning over $150K: 1.53%
Property crime rate (per 1,000): 11.795
Violent crime rate (per 1,000): 2.922

46. Farmington, Utah

Livability: 88
% of homeowners ages 25-44: 42.93%
% of age 25-44 homeowners earning over $150K: 0.11%
% of all homeowners who are 25-44 and earning over $150K: 0.26%
Property crime rate (per 1,000): 10.578
Violent crime rate (per 1,000): 0.611

45. Kirkland, Washington

Livability: 83
% of homeowners ages 25-44: 41.5%
% of age 25-44 homeowners earning over $150K: 0.52%
% of all homeowners who are 25-44 and earning over $150K: 1.26%
Property crime rate (per 1,000): 20.124
Violent crime rate (per 1,000): 0.606

Discover More: How To Build Wealth With Your Paycheck at Every Age

44. Southgate, Kentucky

Livability: 84
% of homeowners ages 25-44: 43.45%
% of age 25-44 homeowners earning over $150K: 0.42%
% of all homeowners who are 25-44 and earning over $150K: 0.98%
Property crime rate (per 1,000): 8.716
Violent crime rate (per 1,000): 0.792

43. Winooski, Vermont

Livability: 80
% of homeowners ages 25-44: 46.3%
% of age 25-44 homeowners earning over $150K: 1.07%
% of all homeowners who are 25-44 and earning over $150K: 2.30%
Property crime rate (per 1,000): 25.952
Violent crime rate (per 1,000): 3.484

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42. Royal Oak, Michigan

Livability: 82
% of homeowners ages 25-44: 43.4%
% of age 25-44 homeowners earning over $150K: 0.68%
% of all homeowners who are 25-44 and earning over $150K: 1.56%
Property crime rate (per 1,000): 8.016
Violent crime rate (per 1,000): 1.240

41. Highland Park, New Jersey

Livability: 88
% of homeowners ages 25-44: 41.4%
% of age 25-44 homeowners earning over $150K: 0.28%
% of all homeowners who are 25-44 and earning over $150K: 0.67%
Property crime rate (per 1,000): 12.189
Violent crime rate (per 1,000): 1.507

40. Hillsboro, Oregon

Livability: 88
% of homeowners ages 25-44: 48.0%
% of age 25-44 homeowners earning over $150K: 0.49%
% of all homeowners who are 25-44 and earning over $150K: 1.03%
Property crime rate (per 1,000): 24.292
Violent crime rate (per 1,000): 3.177

39. Lakewood, Ohio

Livability: 87
% of homeowners ages 25-44: 45.6%
% of age 25-44 homeowners earning over $150K: 0.36%
% of all homeowners who are 25-44 and earning over $150K: 0.78%
Property crime rate (per 1,000): 11.406
Violent crime rate (per 1,000): 1.421

38. Clawson, Michigan

Livability: 92
% of homeowners ages 25-44: 40.1%
% of age 25-44 homeowners earning over $150K: 0%
% of all homeowners who are 25-44 and earning over $150K: 0%
Property crime rate (per 1,000): 5.579
Violent crime rate (per 1,000): 1.979

37. North Liberty, Iowa

Livability: 83
% of homeowners ages 25-44: 53.2%
% of age 25-44 homeowners earning over $150K: 0.63%
% of all homeowners who are 25-44 and earning over $150K: 1.18%
Property crime rate (per 1,000): 3.975
Violent crime rate (per 1,000): 0.693

36. Lehi, Utah

Livability: 86
% of homeowners ages 25-44: 54.7%
% of age 25-44 homeowners earning over $150K: 0.42%
% of all homeowners who are 25-44 and earning over $150K: 0.78%
Property crime rate (per 1,000): 5.410
Violent crime rate (per 1,000): 0.882

35. Herriman, Utah

Livability: 85
% of homeowners ages 25-44: 56.6%
% of age 25-44 homeowners earning over $150K: 0.56%
% of all homeowners who are 25-44 and earning over $150K: 1.00%
Property crime rate (per 1,000): 5.978
Violent crime rate (per 1,000): 1.173

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34. Lisle, Illinois

Livability: 81
% of homeowners ages 25-44: 40.1%
% of age 25-44 homeowners earning over $150K: 0.71%
% of all homeowners who are 25-44 and earning over $150K: 1.77%
Property crime rate (per 1,000): 4.551
Violent crime rate (per 1,000): 0.433

33. Guttenberg, New Jersey

Livability: 81
% of homeowners ages 25-44: 41.5%
% of age 25-44 homeowners earning over $150K: 0.87%
% of all homeowners who are 25-44 and earning over $150K: 2.09%
Property crime rate (per 1,000): 9.540
Violent crime rate (per 1,000): 2.100

32. Bellevue, Kentucky

Livability: 92
% of homeowners ages 25-44: 44.5%
% of age 25-44 homeowners earning over $150K: 0%
% of all homeowners who are 25-44 and earning over $150K: 0%
Property crime rate (per 1,000): 10.152
Violent crime rate (per 1,000): 0.875

31. Black Diamond, Washington

Livability: 81
% of homeowners ages 25-44: 42.7%
% of age 25-44 homeowners earning over $150K: 0.78%
% of all homeowners who are 25-44 and earning over $150K: 1.83%
Property crime rate (per 1,000): 3.955
Violent crime rate (per 1,000): 0.273

30. Ankeny, Iowa

Livability: 92
% of homeowners ages 25-44: 46.6%
% of age 25-44 homeowners earning over $150K: 0.11%
% of all homeowners who are 25-44 and earning over $150K: 0.23%
Property crime rate (per 1,000): 10.216
Violent crime rate (per 1,000): 1.659

29. Ferndale, Michigan

Livability: 89
% of homeowners ages 25-44: 53.4%
% of age 25-44 homeowners earning over $150K: 0.45%
% of all homeowners who are 25-44 and earning over $150K: 0.85%
Property crime rate (per 1,000): 15.283
Violent crime rate (per 1,000): 2.048

28. Sunset, Utah

Livability: 79
% of homeowners ages 25-44: 40.2%
% of age 25-44 homeowners earning over $150K: 1.25%
% of all homeowners who are 25-44 and earning over $150K: 3.12%
Property crime rate (per 1,000): 11.462
Violent crime rate (per 1,000): 3.758

27. King City, California

Livability: 75
% of homeowners ages 25-44: 42.2%
% of age 25-44 homeowners earning over $150K: 1.50%
% of all homeowners who are 25-44 and earning over $150K: 3.55%
Property crime rate (per 1,000): 6.874
Violent crime rate (per 1,000): 2.905

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26. Berkley, Michigan

Livability: 91
% of homeowners ages 25-44: 40.6%
% of age 25-44 homeowners earning over $150K: 0.12%
% of all homeowners who are 25-44 and earning over $150K: 0.29%
Property crime rate (per 1,000): 3.432
Violent crime rate (per 1,000): 0.336

25. Milwaukie, Oregon

Livability: 91
% of homeowners ages 25-44: 40.4%
% of age 25-44 homeowners earning over $150K: 0.30%
% of all homeowners who are 25-44 and earning over $150K: 0.73%
Property crime rate (per 1,000): 15.268
Violent crime rate (per 1,000): 1.931

24. Coralville, Iowa

Livability: 87
% of homeowners ages 25-44: 43.5%
% of age 25-44 homeowners earning over $150K: 0.62%
% of all homeowners who are 25-44 and earning over $150K: 1.43%
Property crime rate (per 1,000): 20.638
Violent crime rate (per 1,000): 1.332

23. Logan, Utah

Livability: 88
% of homeowners ages 25-44: 42.23%
% of age 25-44 homeowners earning over $150K: 0.51%
% of all homeowners who are 25-44 and earning over $150K: 1.21%
Property crime rate (per 1,000): 11.305
Violent crime rate (per 1,000): 1.373

22. Spanish Fork, Utah

Livability: 83
% of homeowners ages 25-44: 45.01%
% of age 25-44 homeowners earning over $150K: 0.88%
% of all homeowners who are 25-44 and earning over $150K: 1.95%
Property crime rate (per 1,000): 7.048
Violent crime rate (per 1,000): 0.752

21. Phoenixville, Pennsylvania

Livability: 88
% of homeowners ages 25-44: 47.6%
% of age 25-44 homeowners earning over $150K: 0.53%
% of all homeowners who are 25-44 and earning over $150K: 1.12%
Property crime rate (per 1,000): 4.430
Violent crime rate (per 1,000): 0.837

20. Morristown, New Jersey

Livability: 84
% of homeowners ages 25-44: 46.9%
% of age 25-44 homeowners earning over $150K: 1.03%
% of all homeowners who are 25-44 and earning over $150K: 2.20%
Property crime rate (per 1,000): 7.982
Violent crime rate (per 1,000): 2.645

19. Clinton, Utah

Livability: 88
% of homeowners ages 25-44: 42.6%
% of age 25-44 homeowners earning over $150K: 0.56%
% of all homeowners who are 25-44 and earning over $150K: 1.32%
Property crime rate (per 1,000): 7.702
Violent crime rate (per 1,000): 0.889

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18. Bellevue, Washington

Livability: 87
% of homeowners ages 25-44: 43.8%
% of age 25-44 homeowners earning over $150K: 0.82%
% of all homeowners who are 25-44 and earning over $150K: 1.87%
Property crime rate (per 1,000): 33.395
Violent crime rate (per 1,000): 1.386

17. Fountain Inn, South Carolina

Livability: 78
% of homeowners ages 25-44: 40.9%
% of age 25-44 homeowners earning over $150K: 1.30%
% of all homeowners who are 25-44 and earning over $150K: 3.18%
Property crime rate (per 1,000): 9.789
Violent crime rate (per 1,000): 0.786

16. Sunnyvale, California

Livability: 82
% of homeowners ages 25-44: 50%
% of age 25-44 homeowners earning over $150K: 1.30%
% of all homeowners who are 25-44 and earning over $150K: 2.61%
Property crime rate (per 1,000): 19.093
Violent crime rate (per 1,000): 2.445

15. Eatonville, Washington

Livability: 78
% of homeowners ages 25-44: 47.1%
% of age 25-44 homeowners earning over $150K: 1.50%
% of all homeowners who are 25-44 and earning over $150K: 3.18%
Property crime rate (per 1,000): 5.380
Violent crime rate (per 1,000): 2.152

14. Ridgefield, Washington

Livability: 85
% of homeowners ages 25-44: 44.1%
% of age 25-44 homeowners earning over $150K: 0.86%
% of all homeowners who are 25-44 and earning over $150K: 1.94%
Property crime rate (per 1,000): 10.734
Violent crime rate (per 1,000): 0.835

13. Redmond, Washington

Livability: 88
% of homeowners ages 25-44: 52.9%
% of age 25-44 homeowners earning over $150K: 0.83%
% of all homeowners who are 25-44 and earning over $150K: 1.56%
Property crime rate (per 1,000): 27.397
Violent crime rate (per 1,000): 1.305

12. Newmarket, New Hampshire

Livability: 84
% of homeowners ages 25-44: 42.2%
% of age 25-44 homeowners earning over $150K: 0.88%
% of all homeowners who are 25-44 and earning over $150K: 2.09%
Property crime rate (per 1,000): 3.793
Violent crime rate (per 1,000): 0.527

11. Clearfield, Utah

Livability: 79
% of homeowners ages 25-44: 47.3%
% of age 25-44 homeowners earning over $150K: 1.60%
% of all homeowners who are 25-44 and earning over $150K: 3.38%
Property crime rate (per 1,000): 11.562
Violent crime rate (per 1,000): 3.166

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10. Grandview Heights, Ohio

Livability: 94
% of homeowners ages 25-44: 50.9%
% of age 25-44 homeowners earning over $150K: 0.28%
% of all homeowners who are 25-44 and earning over $150K: 0.55%
Property crime rate (per 1,000): 21.326
Violent crime rate (per 1,000): 0.110

9. West Chester, Pennsylvania

Livability: 81
% of homeowners ages 25-44: 44.2%
% of age 25-44 homeowners earning over $150K: 1.39%
% of all homeowners who are 25-44 and earning over $150K: 3.13%
Property crime rate (per 1,000): 12.498
Violent crime rate (per 1,000): 2.150

8. Mountain View, California

Livability: 85
% of homeowners ages 25-44: 49.8%
% of age 25-44 homeowners earning over $150K: 1.41%
% of all homeowners who are 25-44 and earning over $150K: 2.82%
Property crime rate (per 1,000): 27.731
Violent crime rate (per 1,000): 3.069

7. Middleton, Wisconsin

Livability: 90
% of homeowners ages 25-44: 40.8%
% of age 25-44 homeowners earning over $150K: 0.69%
% of all homeowners who are 25-44 and earning over $150K: 1.69%
Property crime rate (per 1,000): 8.907
Violent crime rate (per 1,000): 1.071

6. Cambridge, Massachusetts

Livability: 86
% of homeowners ages 25-44: 49.7%
% of age 25-44 homeowners earning over $150K: 1.73%
% of all homeowners who are 25-44 and earning over $150K: 3.49%
Property crime rate (per 1,000): 26.443
Violent crime rate (per 1,000): 4.367

5. Hoboken, New Jersey

Livability: 83
% of homeowners ages 25-44: 62.4%
% of age 25-44 homeowners earning over $150K: 1.97%
% of all homeowners who are 25-44 and earning over $150K: 3.17%
Property crime rate (per 1,000): 17.838
Violent crime rate (per 1,000): 1.885

4. Conshohocken, Pennsylvania

Livability: 89
% of homeowners ages 25-44: 56.8%
% of age 25-44 homeowners earning over $150K: 1.25%
% of all homeowners who are 25-44 and earning over $150K: 2.21%
Property crime rate (per 1,000): 12.424
Violent crime rate (per 1,000): 0.324

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3. Brentwood, Pennsylvania

Livability: 81
% of homeowners ages 25-44: 41%
% of age 25-44 homeowners earning over $150K: 2.19%
% of all homeowners who are 25-44 and earning over $150K: 5.33%
Property crime rate (per 1,000): 13.767
Violent crime rate (per 1,000): 1.773

2. Somerville, Massachusetts

Livability: 84
% of homeowners ages 25-44: 53.4%
% of age 25-44 homeowners earning over $150K: 2.63%
% of all homeowners who are 25-44 and earning over $150K: 4.93%
Property crime rate (per 1,000): 16.988
Violent crime rate (per 1,000): 2.214

1. Cortland, Illinois

Livability: 76
% of homeowners ages 25-44: 43.8%
% of age 25-44 homeowners earning over $150K: 2.85%
% of all homeowners who are 25-44 and earning over $150K: 6.52%
Property crime rate (per 1,000): 4.647
Violent crime rate (per 1,000): 0.443

Methodology: To identify the most appealing cities in the United States for young, affluent residents, GOBankingRates conducted a comprehensive analysis using a range of demographic, economic and lifestyle metrics. The study began by selecting cities in which at least 40% of homeowners fall within the 25-44 age range. For each city, population data was extracted from the 2023 American Community Survey conducted by the U.S. Census Bureau. Two key income metrics were calculated: the percentage of these younger homeowners earning $150,000 or more compared to all households, and the percentage earning that amount compared only to their age group peers. Crime statistics were drawn from the FBI’s Crime Data Explorer, enabling calculation of both property and violent crime rates per 1,000 residents. Livability scores were obtained from AreaVibes, and any city scoring below 75 was excluded to ensure a baseline quality of life. The final ranking was determined by a weighted scoring system: livability index (2.00), percentage of high-earning householders aged 25-44 compared to their peers (2.00), percentage of high-earning householders aged 25-44 compared to all households (2.00), property crime rate (1.50) and violent crime rate (1.50). These scores were aggregated and sorted to reveal the top cities for young and wealthy individuals. All data is up to date as of Oct. 16, 2025.

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