Here’s How Much Middle-Aged Americans Earn in Every State

A person’s physical prime is long gone by middle age. When it comes to making money, on the other hand, middle age is when things just start heating up. On average, people make more money the older they get and the farther they travel into their careers — until one day they don’t. A person’s peak earning years — again, on average — are between the ages of 45 and 64. Where you live, however, usually has a lot to do with where your income tops out.

Using data from the U.S. Census Bureau, GOBankingRates identified the median income for middle-aged households in every state. The study also reveals the median household income for all the other age groups, including under-25, 25-44, and 65+. In a few states, the median middle-aged household income is less than $60,000. In three states, the median household in the same age group gets by on more than $100,000 a year.

Keep reading to find out what middle-aged earners bring home in your state. 

Alabama

• Median middle-age household income (45-64): $61,492
• Median household income (total): $51,734
• Median under-25 household income: $23,347
• Median 25-44 household income: $57,424
• Median 65+ household income: $41,644

Find Out: How Much You Need To Live Comfortably in 50 Major US Cities

Alaska

• Median middle-age household income (45-64): $87,672
• Median household income (total): $75,463
• Median under-25 household income: $35,537
• Median 25-44 household income: $78,772
• Median 65+ household income: $59,826

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Arizona

• Median middle-age household income (45-64): $74,329
• Median household income (total): $62,055
• Median under-25 household income: $37,793
• Median 25-44 household income: $66,902
• Median 65+ household income: $50,260

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Arkansas

• Median middle-age household income (45-64): $57,708
• Median household income (total): $48,952
• Median under-25 household income: $30,213
• Median 25-44 household income: $55,059
• Median 65+ household income: $37,863

California

• Median middle-age household income (45-64): $94,338
• Median household income (total): $80,440
• Median under-25 household income: $44,229
• Median 25-44 household income: $86,189
• Median 65+ household income: $58,371

Colorado

• Median middle-age household income (45-64): $95,010
• Median household income (total): $77,127
• Median under-25 household income: $41,768
• Median 25-44 household income: $82,285
• Median 65+ household income: $56,527

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Connecticut

• Median middle-age household income (45-64): $97,481
• Median household income (total): $78,833
• Median under-25 household income: $39,591
• Median 25-44 household income: $82,148
• Median 65+ household income: $58,288

Delaware

• Median middle-age household income (45-64): $85,227
• Median household income (total): $70,176
• Median under-25 household income: $31,551
• Median 25-44 household income: $70,786
• Median 65+ household income: $58,054

Florida

• Median middle-age household income (45-64): $68,577
• Median household income (total): $59,227
• Median under-25 household income: $35,404
• Median 25-44 household income: $63,007
• Median 65+ household income: $48,866

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Georgia

• Median middle-age household income (45-64): $73,899
• Median household income (total): $61,980
• Median under-25 household income: $35,582
• Median 25-44 household income: $65,627
• Median 65+ household income: $47,276

Hawaii

• Median middle-age household income (45-64): $97,506
• Median household income (total): $83,102
• Median under-25 household income: $51,951
• Median 25-44 household income: $82,245
• Median 65+ household income: $71,099

Idaho

• Median middle-age household income (45-64): $72,324
• Median household income (total): $60,999
• Median under-25 household income: $35,469
• Median 25-44 household income: $66,997
• Median 65+ household income: $47,372

Illinois

• Median middle-age household income (45-64): $83,243
• Median household income (total): $69,187
• Median under-25 household income: $34,406
• Median 25-44 household income: $76,599
• Median 65+ household income: $49,190

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Indiana

• Median middle-age household income (45-64): $70,767
• Median household income (total): $57,603
• Median under-25 household income: $30,900
• Median 25-44 household income: $63,040
• Median 65+ household income: $43,592

Iowa

• Median middle-age household income (45-64): $74,803
• Median household income (total): $61,691
• Median under-25 household income: $38,331
• Median 25-44 household income: $70,757
• Median 65+ household income: $45,150

Kansas

• Median middle-age household income (45-64): $75,138
• Median household income (total): $62,087
• Median under-25 household income: $34,927
• Median 25-44 household income: $69,679
• Median 65+ household income: $47,329

Kentucky

• Median middle-age household income (45-64): $60,764
• Median household income (total): $52,295
• Median under-25 household income: $30,390
• Median 25-44 household income: $61,212
• Median 65+ household income: $40,349

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Louisiana

• Median middle-age household income (45-64): $58,486
• Median household income (total): $51,073
• Median under-25 household income: $27,459
• Median 25-44 household income: $58,702
• Median 65+ household income: $38,662

Maine

• Median middle-age household income (45-64): $70,911
• Median household income (total): $58,924
• Median under-25 household income: $42,073
• Median 25-44 household income: $69,482
• Median 65+ household income: $43,117

Maryland

• Median middle-age household income (45-64): $105,099
• Median household income (total): $86,738
• Median under-25 household income: $47,740
• Median 25-44 household income: $88,791
• Median 65+ household income: $63,552

Massachusetts

• Median middle-age household income (45-64): $105,333
• Median household income (total): $85,843
• Median under-25 household income: $44,921
• Median 25-44 household income: $96,759
• Median 65+ household income: $55,593

Michigan

• Median middle-age household income (45-64): $71,632
• Median household income (total): $59,584
• Median under-25 household income: $32,747
• Median 25-44 household income: $65,776
• Median 65+ household income: $46,380

Minnesota

• Median middle-age household income (45-64): $90,789
• Median household income (total): $74,593
• Median under-25 household income: $42,525
• Median 25-44 household income: $84,700
• Median 65+ household income: $50,886

Check Out: What a Comfortable Retirement Will Cost You in Each State

Mississippi

• Median middle-age household income (45-64): $53,030
• Median household income (total): $45,792
• Median under-25 household income: $25,720
• Median 25-44 household income: $50,272
• Median 65+ household income: $36,809

Missouri

• Median middle-age household income (45-64): $68,768
• Median household income (total): $57,409
• Median under-25 household income: $30,959
• Median 25-44 household income: $65,607
• Median 65+ household income: $43,329

Montana

• Median middle-age household income (45-64): $68,596
• Median household income (total): $57,153
• Median under-25 household income: $28,184
• Median 25-44 household income: $67,817
• Median 65+ household income: $45,579

Find Out: Here’s How Much You Need To Earn To Be ‘Rich’ in Every State

Nebraska

• Median middle-age household income (45-64): $76,823
• Median household income (total): $63,229
• Median under-25 household income: $36,321
• Median 25-44 household income: $71,862
• Median 65+ household income: $47,804

Nevada

• Median middle-age household income (45-64): $75,047
• Median household income (total): $63,276
• Median under-25 household income: $42,367
• Median 25-44 household income: $66,567
• Median 65+ household income: $50,448

New Hampshire

• Median middle-age household income (45-64): $93,507
• Median household income (total): $77,933
• Median under-25 household income: $50,344
• Median 25-44 household income: $86,481
• Median 65+ household income: $53,807

New Jersey

• Median middle-age household income (45-64): $103,839
• Median household income (total): $85,751
• Median under-25 household income: $45,187
• Median 25-44 household income: $91,181
• Median 65+ household income: $59,947

New Mexico

• Median middle-age household income (45-64): $60,450
• Median household income (total): $51,945
• Median under-25 household income: $29,962
• Median 25-44 household income: $54,361
• Median 65+ household income: $43,126

New York

• Median middle-age household income (45-64): $86,125
• Median household income (total): $72,108
• Median under-25 household income: $38,587
• Median 25-44 household income: $81,984
• Median 65+ household income: $49,898

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North Carolina

• Median middle-age household income (45-64): $69,054
• Median household income (total): $57,341
• Median under-25 household income: $33,270
• Median 25-44 household income: $61,195
• Median 65+ household income: $43,986

North Dakota

• Median middle-age household income (45-64): $79,609
• Median household income (total): $64,577
• Median under-25 household income: $34,278
• Median 25-44 household income: $72,432
• Median 65+ household income: $46,816

Ohio

• Median middle-age household income (45-64): $70,926
• Median household income (total): $58,642
• Median under-25 household income: $33,568
• Median 25-44 household income: $64,023
• Median 65+ household income: $44,260

Oklahoma

• Median middle-age household income (45-64): $63,669
• Median household income (total): $54,449
• Median under-25 household income: $32,399
• Median 25-44 household income: $60,589
• Median 65+ household income: $43,501

Oregon

• Median middle-age household income (45-64): $80,418
• Median household income (total): $67,058
• Median under-25 household income: $36,705
• Median 25-44 household income: $75,719
• Median 65+ household income: $50,449

Pennsylvania

• Median middle-age household income (45-64): $77,284
• Median household income (total): $63,463
• Median under-25 household income: $33,850
• Median 25-44 household income: $72,366
• Median 65+ household income: $45,476

Rhode Island

• Median middle-age household income (45-64): $86,610
• Median household income (total): $71,169
• Median under-25 household income: $35,898
• Median 25-44 household income: $73,776
• Median 65+ household income: $49,749

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South Carolina

• Median middle-age household income (45-64): $65,529
• Median household income (total): $56,227
• Median under-25 household income: $29,601
• Median 25-44 household income: $61,378
• Median 65+ household income: $45,115

South Dakota

• Median middle-age household income (45-64): $72,385
• Median household income (total): $59,533
• Median under-25 household income: $34,293
• Median 25-44 household income: $66,230
• Median 65+ household income: $47,985

Tennessee

• Median middle-age household income (45-64): $65,582
• Median household income (total): $56,071
• Median under-25 household income: $37,607
• Median 25-44 household income: $61,272
• Median 65+ household income: $42,853

Texas

• Median middle-age household income (45-64): $76,017
• Median household income (total): $64,034
• Median under-25 household income: $33,944
• Median 25-44 household income: $67,949
• Median 65+ household income: $48,919

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Utah

• Median middle-age household income (45-64): $94,496
• Median household income (total): $75,780
• Median under-25 household income: $40,495
• Median 25-44 household income: $80,637
• Median 65+ household income: $58,099

Vermont

• Median middle-age household income (45-64): $73,099
• Median household income (total): $63,001
• Median under-25 household income: $35,702
• Median 25-44 household income: $72,049
• Median 65+ household income: $51,569

Virginia

• Median middle-age household income (45-64): $93,029
• Median household income (total): $76,456
• Median under-25 household income: $38,529
• Median 25-44 household income: $81,715
• Median 65+ household income: $56,069

Washington

• Median middle-age household income (45-64): $96,499
• Median household income (total): $78,687
• Median under-25 household income: $44,568
• Median 25-44 household income: $87,467
• Median 65+ household income: $55,889

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West Virginia

• Median middle-age household income (45-64): $57,543
• Median household income (total): $48,850
• Median under-25 household income: $27,213
• Median 25-44 household income: $55,592
• Median 65+ household income: $39,680

Wisconsin

• Median middle-age household income (45-64): $78,284
• Median household income (total): $64,168
• Median under-25 household income: $37,380
• Median 25-44 household income: $72,279
• Median 65+ household income: $45,861

Wyoming

• Median middle-age household income (45-64): $79,436
• Median household income (total): $65,003
• Median under-25 household income: $31,401
• Median 25-44 household income: $71,574
• Median 65+ household income: $50,260

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Methodology: In order to discover how much middle-aged Americans earn in every state, GOBankingRates used data from the 2019 American Community Survey 1-year estimates published by the United States Census Bureau. For each state, GOBankingRates found (1) the middle-aged median household income, defined as the income for households where the age of the householder is between the ages of 45 and 64. GOBankingRates also found each state’s (2) overall median household income; (3) median household income for householders under 25; (4) median household income for householders between 25 and 44; and (5) median household income for householders 65+ as supplemental data. Figures for the U.S. as a whole were also sourced for each factor. All data were collected on and up to date as of Nov. 30, 2020.

About the Author

Andrew Lisa

Andrew Lisa has been writing professionally since 2001. An award-winning writer, Andrew was formerly one of the youngest nationally distributed columnists for the largest newspaper syndicate in the country, the Gannett News Service. He worked as the business section editor for amNewYork, the most widely distributed newspaper in Manhattan, and worked as a copy editor for TheStreet.com, a financial publication in the heart of Wall Street’s investment community in New York City.

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