3 Moves That Made This Woman a Millionaire by 27 — That You Can Do at Any Age
Written by
Gabrielle Olya
Edited by
Molly Sullivan
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Becoming a millionaire might sound out of reach, but for Tori Dunlap, founder of Her First $100K, it was a goal she hit by age 27. Now, she’s helping others do the same with a straightforward, low-risk strategy.
“They say millionaire status comes from luck or massive risk, but my path was far simpler and more repeatable,” she wrote in a recent LinkedIn post.
In the post, Dunlap shared the three moves she made in her 20s that scaled her net worth — that you can make at any age.
1. Start Investing Early
Dunlap became a millionaire by maxing out her Roth IRA contribution every year, but even investing a smaller amount can have a big impact on your net worth.
“You don’t need a huge income — $20 a month compounds into real wealth,” Dunlap wrote. “Time in the market beats timing the market.”
2. Build a Side Hustle With Growth Potential
Dunlap started her company, Her First $100K, while she had a full-time job. What started as a blog eventually evolved into a multimillion-dollar financial platform with courses, coaching and a bestselling book.
“This was the biggest thing that played a role in my financial success,” Dunlap said.
3. Leave a Job That Doesn’t Value Your Worth
Even if you have a side hustle, you should still try to maximize the income you get from your full-time job. Staying in a job where you are undervalued will stunt your ability to grow your wealth.
“I learned this the hard way in [a] toxic marketing job,” Dunlap said. “If you’re undervalued, negotiate or leave, because your dollar is your decision power.”
Why These 3 Moves Work
Whether you’re 25 or 55, these three strategies — investing consistently, creating multiple income streams and charging what you are worth — can help you build lasting wealth.
“If you put these three together, they’re not flashy — they’re factual,” Dunlap said. “Millionaire status before 30 wasn’t about gimmicks. It was about behavioral layering with consistency, clarity and courage.”
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