The best CD rates seem to be few and far between these days, but there are still financial institutions offering great rates–you just have to find them. Biscayne Bank, for example, is providing its members an outstanding 6-month CD rate of 0.95% APY.

6-Month CD Rate Terms and Conditions

Hiawatha Bank and Trust Company is a community financial institution that makes providing customers top-tier products a priority. That includes offering the best interest rates possible, like their 12-month CD rate of 1.00% APY.

12-Month CD Rate Terms and Conditions

Looking for a great 12-month CD rate but don’t know where to find it? Penn Liberty Bank is currently offering a competitive 1.00% APY for its 1-year certificate of deposit account.

It’s not always easy to find what you’re looking for when shopping for the best CD rates in the market. So if you’re looking for a rate that’s competitive, this is the one for you. The CD requires that account holders maintain a minimum of $750 in their certificate to earn the rate. Interest is compounded daily. Accounts could suffer a penalty if funds are withdrawn before maturity.

It’s rare to find an exciting savings interest rate these days, but some banks are still offering great savings accounts with competitive rates. For example, Farmers State Bank is providing a savings rate of 1.00% APY. There’s never been a better time to acquire a great rate with so many perks.

If you’re looking for a great deal then you’ve run into one of the best savings account rates out there—one that doesn’t require high opening deposits or daily/monthly balances. The Statement Savings Account from Farmers requires no minimum deposit to open the account and no minimum balance to earn the very competitive APY. Your only job is to open an account and let the interest begin to add up.

If you are looking for a good short-term CD, consider one from Virginia Heritage Bank. Currently, the financial institution is offering a 6-month CD rate of 0.65% APY.

Everyone deserves to earn the CD rate they want when opening an account. The good news is that Virginia Heritage Bank is offering rates on all of its CDs that are fair and reasonable. Currently, the 6-month CD requires $500 to open. Rates are subject to change without notice. Penalties may apply for early withdrawal.

Hiawatha Bank & Trust Company is offering a competitive savings account rate. Individuals who open a Platinum Savings account and maintain a specific amount can take advantage of at .45% APY.

In order to earn the advertised rate, you are required to deposit and maintain a minimum balance of $10,000.  Additional benefits of this account include ATM/Debit cards, free internet and phone banking and 3 free withdrawals per statement. If you exceed the limit for withdrawals, you will be charged a penalty fee.

Oriental Bank and Trust will help you reach your financial goals through planning and organizing your money. For example, this bank offers a high-yield checking account rate of 1.00% APY.

In order to be eligible for the high-yield checking account, a $500 minimum balance is necessary. The checking account is tiered so the more money you have in your account, the more interest you are eligible to earn. Please contact the financial institution directly for more information regarding this account.

Now’s the time to take advantage of a competitive 6-month CD rate from Maspeth Federal Savings. Currently, the financial institution is offering its short-term CD at a rate of 0.60% APY.

In order to be eligible for this CD rate, you must maintain a balance of at least $1,500. 6-month CD accounts from Maspeth are not compounded continuously. Instead, they are calculated as simple interest. There is a penalty for early withdrawal on any certificate account you open. Also, substantial early withdrawal penalties may apply on tax-deferred instruments.

Central Pacific Bank is a full-service financial institution that offers members easy access to quality financial services and products. Today, Central Pacific Bank is offering a checking account interest rate of .50% APY.

In order to be eligible for the high-yield checking account, there is a minimum $50 balance to open and a minimum $1 daily balance to obtain the stated APY. Rates are subject to change at any time without prior notification. Please contact Central Pacific Bank directly for more information.

Today, you can take advantage of a competitive CD rates from Corridor State Bank. If you’re interested in a short-term certificate of deposit, the bank is offering a good deal at 0.75% APY.

Those who want to jump on this great deal should know it’s not even the best CD rate offered by the bank. While the specified APY only requires a minimum $1,000 deposit for this account, higher rates are offered to those willing to deposit more in their accounts (ex. 0.80% APY for $15,000 minimum and 0.85% APY for $25,000 minimum). Automatic renewals are available for this CD. Also, there is a penalty for early withdrawal.