3 Ways To Use Apple’s AI To Achieve Your Financial Goals
Written by
Jennifer Taylor
Edited by
Rebekah Evans
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It’s time to cash in on Apple Intelligence. This personal, artificial intelligence (AI) system is already on your iPhone, iPad, Mac and Apple Vision Pro, and it can be used to help improve your personal finances.
If you’re worried about sharing your financial data with this tool, feel confident you’re in good hands. Apple AI doesn’t allow anyone else to access your personal data — even Apple — according to the company website.
Now can be a good time to get started, as Apple AI is only going to get more robust. In February 2025, Apple announced plans to spend $500 billion in the U.S. over the next four years, including accelerated investments in AI.
John Foard, certified financial planner (CFP), chief compliance officer (CCO) and co-founder of Crown Advisors, LLC, highlighted three ways Apple’s AI can be used to help improve your finances. Keep reading to find out what he had to say.
3 Ways To Use Apple’s AI To Achieve Your Financial Goals
Track Your Spending
“As a financial planner, understanding your budget at all stages of your life, especially early on, is a great way to find out where you can save or where you have room to put more funds toward your retirement goals,” Foard said. “AI can actually tell you where you might be overspending and help you uncover areas where you are spending money on needless subscriptions, etcetera”
If you’ve been avoiding taking this step, because doing it manually felt too tedious, using AI can be a game-changer when it comes to financial planning.
Find New Investment Ideas
“Apple’s AI can also provide potential areas of interest that match up with your risk tolerance and investment goals,” he said. “Thus giving you potential investment options that could be appropriate for your investment and retirement goals.”
He said this can help you save hours of time researching potential investment ideas. AI can generate these possibilities in a matter of seconds, allowing you to discover potential money-making opportunities in a fraction of the time it would’ve taken otherwise.
Group Your Financial Data Together
If your finances are complex, it can be hard to coordinate all the different pieces.
“Using AI, if you have multiple financial accounts across several financial institutions, you can consolidate your data in one place to better analyze our total financial picture,” he said. “This is very useful when you are trying to save for a specific goal or when trying to evaluate areas of weakness in your total financial plan.”
Foard noted that all three of the above ways AI can help achieve your financial goals are centered on saving time and helping you avoid spending hours staring at spreadsheets to piece your financial data together.
“These are great ways to cut down on tedious tasks within your financial world, but do not mistake the benefit of speaking with a qualified human being to make sure the information you are receiving through AI is truly appropriate for your situation,” he said.
Ultimately, Apple’s AI can serve as a simple and efficient way to get a better handle on your finances. Helping to get your spending on track, generating potential investment ideas and organizing your financial data, can provide much-needed changes that make a notable difference.
Sources
- John Foard, Crown Advisors, LLC.
