7 Things Money Expert Rachel Cruze No Longer Buys in 2025
Written by
Cynthia Measom
Edited by
Rebekah Evans
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
If your budget seems stretched thin, you might want to take a look at some of your spending habits. In a YouTube video, that’s what Rachel Cruze said she did and realized she was paying for things that weren’t worth it. Here are the things she’s crossing off her list in 2025 to save money.
Warranties
Cruze is wise to the retail warranty game. She said retailers offer you the warranty at checkout and make it sound like it’s a good idea to buy in case something breaks. But Cruze said that most people never use the warranties and the warranty companies profit. If you’re buying a quality product, she said you shouldn’t need an add-on warranty.
Name-Brand Cleaning Products
Cruze skips expensive name brands and either buys generics or makes her own cleaners. She said that simple ingredients like vinegar, baking soda, lemon juice and rubbing alcohol work just as well as store products and cost less. She suggested doing a Google search to learn how to make your own cleaning solutions.
Unneeded Replacement Items for Her Kids
Cruze admitted that, in the past, when her kids’ toys or accessories broke, she used to automatically order replacements from Amazon without a second thought. However, once she started thinking about it, she stopped. Instead, she started telling her kids to take care of their stuff and that money has its limits.
Trendy Shoes That Hurt
Cruze now avoids buying shoes that look stylish but hurt her feet. Cruze said she once spent $80 to $90 on a pair of really cute shoes with burlap straps, but once she got them home, she tried them on and realized they were uncomfortable. She said instead of wearing them once and banishing them to her closet, she decided to take them back because they were so expensive.
Unused Subscriptions
Cruze said she has a bad habit of signing up for different streaming services to watch one show and then she forgets to cancel. She recommends checking your bank statements for streaming charges and unsubscribing from those you are not using. The result? More money in your pocket each month.
Sale Items She Didn’t Need
Buying something just because it’s discounted doesn’t save money, Cruze explained. If it’s not something she needs, she tells herself ‘I don’t need it’ and walks away — even if it’s 50% off or buy one, get one free. She acknowledged that it can be very hard to pass up sale items, but emphasized that it’s only a good deal if you actually need the item and your budget allows for it.
Buying in Bulk
Cruze said that buying in bulk often means paying more for a bigger quantity of items you don’t need. For example, she’s felt tempted to buy a 50-pack of pens when she really only needs 10. She said although buying in quantity makes her feel safe, she is actively working on buying only what she needs.
More From GOBankingRates
