2 Japanese Car Brands Retirees Should Avoid, Plus the Best Japanese Cars To Own on Social Security

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 Years
Helping You Live Richer

Reviewed
by Experts

Trusted by
Millions of Readers

Japanese cars dominate reliability rankings for good reason. Toyota, Honda, Mazda, Subaru, Nissan and Mitsubishi vehicles often last hundreds of thousands of miles with basic maintenance. But mechanic Chris Pyle, who advises vehicle owners on JustAnswer, warns that not all Japanese brands deserve equal trust from retirees on fixed incomes.

“For the most part, though, these cars are pretty good and last a long time with few failures when they are treated and maintained well,” Pyle said.

The catch is knowing which specific brands and features create expensive problems down the road.

The Big Problem: CVT Transmissions

Pyle’s strongest warning focuses on one technology that’s spreading across Japanese brands: continuously variable transmissions.

“I would stay away from any vehicle that uses a CVT transmission,” he said. “Nissan uses them the most in their cars and SUVs. They are great until they are not. Then you get shocked by an outrageous repair bill, which normally means transmission replacement, not repair.”

CVT transmissions promise better fuel economy by eliminating traditional gears. They work smoothly for years, giving owners no warning that problems are coming. Then, they sometimes fail catastrophically.

Transmission replacement be costly; the repair bill can represent three to four months of Social Security payments for the average retiree. And unlike traditional transmissions that can sometimes be rebuilt affordably, failed CVTs typically require complete replacement.

Nissan uses CVTs across most of their lineup, which immediately makes many Nissan vehicles problematic for retirees.

Cars To Avoid: Infiniti Vehicles

Infiniti is Nissan’s luxury brand, and Pyle warns retirees away from the entire lineup.

“I would stay away from most Infiniti vehicles; they are known for electrical issues,” Pyle explained. “They are basically Nissan copycats with far more gadgets and appeal.”

The problem isn’t just reliability. Infiniti adds complexity that retirees don’t need and can’t afford to fix.

“You are paying top-end price for features, not a better driveline and powertrain,” Pyle said. “There comes a point where too much is added to a vehicle. A retired person is not going to be in their car enough to use, enjoy or need all of these perks.”

For retirees, Infiniti represents the worst combination: luxury repair costs on vehicles that aren’t significantly more reliable than their cheaper Nissan counterparts.

Cars To Avoid: CVT-Equipped Nissans

This category includes most modern Nissan sedans and SUVs. The Nissan Armada and Frontier appear on Pyle’s specific avoid list, though the CVT transmission warning extends across the brand.

“Nissan uses them the most in their cars and SUVs,” said Pyle. “They are great until they are not. Then you get shocked by an outrageous repair bill, which normally means transmission replacement, not repair.”

Smart Buying Strategy: Unpopular Models

Pyle offered retirees a money-saving strategy: Target Japanese vehicles that don’t sell in huge numbers.

“Below is a list of cars that do not sell great, which often means they will have reduced price tags or more incentives to purchase them new,” he explained.

His list includes:

• Toyota Tundra and 4Runner
• Honda Passport, Ridgeline and Odyssey
• Mazda Miata

These vehicles don’t sell as well as competitors, but that doesn’t reflect reliability problems. Lower sales volumes mean dealers offer better pricing to move inventory. For retirees, this creates opportunities to buy reliable Japanese vehicles at discounts.

Best Bets: Toyota and Honda

“I would say most Toyota and Honda brands end up being great vehicles to own, with good resale and fewer repairs needed,” Pyle said.

Both brands also maintain extensive dealer and service networks, which matters for retirees who need accessible, affordable maintenance. Independent mechanics happily work on Toyotas and Hondas because parts are readily available and procedures are well-documented.

The strong resale value Pyle mentioned protects retirees’ investments. If you need to sell a 10-year-old Toyota, it holds value far better than most brands. That matters for people on fixed incomes who may need to downsize or access equity.

Share This Article: