Shahin's Articles

• The 10 Dumbest Money-Related Yahoo! Answer Fails

  Sure, we all have trouble managing our finances from time to time. Some more than others. Thanks to YahooAnswerFail.com and Yahoo! Answers, we’ve rounded up ten of the dumbest money-related questions you’ve ever heard of. 1. Ball and Chain Fail 2. Halfsies Fail 3. Change Fail 4. Fiery Fail 5. Modest Fail 6. Robber Fail...

• Save Your Raises For A Bigger Nest Egg

  Take a look at how much you can save over your career if you put your raises into savings each year. Compare the difference if you bank (save) all, 2/3, or 1/3 of your annual raises and see how much you will have in savings at different stages of your life. *All eggs are to...

• How Does a Refinance Auto Loan Work?

  Auto loans can be refinance as long as you have paid down below the Kelly Blue book price.

• What is the Truth in Savings Act (TISA)?

  The Truth in Savings Act, also known as TISA, is a federal law which was enacted in 1991 as part of the Federal Deposit Insurance Corporation Improvement Act. It protects consumers by requiring clear and uniform disclosure of terms of interest and fees when you open a new savings account or CD.

• How Can Dealerships Accept Bad Credit Auto Loans?

  You’ve probably seen the advertisements on television from auto dealerships who claim to be able to work with any buyer to get an auto loan, regardless of your credit history. “Bad credit or no credit, as long as you have a job, we can get you a guaranteed auto loan!” This seems to be the...

• Unsecured Auto Loan Financing

  When you get ready to purchase a vehicle, typically, the auto loan that you apply for is what is called a “secured” loan. What this means is that the bank, dealership or financial institution is using your car as collateral for the loan. The automobile “secures” your credit with the bank or dealership. If you...

• What Is a Boutique Brokerage?

  Boutique brokers generally focus on larger investments and a smaller number of clients, which is why they don't generally charge large fees but take a percentage of any profits generated by a transaction.

• How Does a Cash Account Work?

  Cash accounts are brokerage account, Regulation T states that you may borrow up to 50% of the purchase price of securities if you are buying on margin and you have to pay the barrow about within 2 days.

• How Does a Wrap Account Work?

  A great advantage of a wrap account is that it protects the investor from over trading.

• Online Credit Unions

  Like any other banking customer, members of online credit unions are able to enjoy the benefits of online banking