Shop Online? Here’s How to Get 3% Cash Back For Things You Already Buy
Written by
Marina Benitez
Edited by
Nick Friedman
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
Online shopping isn’t just for frivolous purchases anymore. It’s become so convenient that most of us do at least some of our normal shopping online — things like stocking up on groceries, getting dog food or buying a new pair of jeans.
You’re already buying these things — shouldn’t you be getting something in return? If you use the Bank of America Customized Cash Rewards credit card, you can earn 3% cash back when you buy the things you already need online.
How to Get 3% Cash Back When You Shop Online
Designed with savvy shoppers in mind, the Bank of America Customized Cash Rewards credit card lets you choose a cash-back category each month. So if you tend to do a lot of your shopping online, this is a perfect way to add some extra cash to your wallet for stocking up on your essentials.
With a Bank of America Customized Cash Rewards credit card, you’ll earn 3% cash back in your chosen category, 2% cash back at grocery stores and wholesale clubs, plus 1% on all other purchases. Plus, you’ll earn a $200 welcome bonus if you spend $1,000 within the first 90 days of opening your account.
The 3% and 2% cash-back offers apply to the first $2,500 in combined purchases each quarter in the choice category and at grocery stores and wholesale clubs, then you’ll earn unlimited 1% afterward.
Plus, there’s no annual fee and no expiration on rewards, as long as the account remains open.
How to Get Started
Want to start earning cash back while you shop? It’s easy to get started. It takes just a few minutes to apply. Once you’re approved, select the online shopping category to start earning 3% cash back on your purchases. It’s that easy. Then just use your Customized Cash Rewards card for your online shopping and watch as your cash-back rewards pile up.
Plus, if you spend $1,000 within the first 90 days of opening your account, you’ll unlock a $200 welcome bonus.
You can redeem your cash-back rewards as a statement credit deposit into a Bank of America checking or savings account or as a credit to a Merrill account.
Get started to see how much cash back you can earn on things you already buy.
More From GOBankingRates
