How To Make a State Farm Credit Card Payment

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In 2020, State Farm joined with U.S. Bank to provide banking and investment products in addition to its insurance offerings. U.S. Bank offers a selection of State Farm Visa credit cards, including rewards cards and business cards with great reward programs and generous introductory offers.

Cardmembers have the following four options when making a State Farm credit card payment through U.S. Bank.

4 Ways To Make a State Farm Credit Card Payment

U.S. Bank now handles all State Farm credit card payments, so if you’re a State Farm credit card holder, be sure to make all online, phone and mail payments through U.S. Bank. U.S. Bank has multiple payment options available.

1. Make a State Farm Credit Card Payment Online

You can make a one-time credit card payment or set up automatic payments by logging into your online account on 

If you do not have a login for U.S. Bank, you will need to create one before you can make an online credit card payment.

To Create a US Bank Login

  1. Go to the U.S. Bank website.
  2. Click “Log in.”
  3. Select “Create a username and password.”
  4. Enter your U.S. Bank credit card number and the last four digits of your Social Security number.
  5. Follow the remaining prompts to make your payment.
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2. Make a State Farm Credit Card Payment Using the App

Alternatively, you can pay your State Farm credit card balance using the U.S. Bank mobile app. To create a U.S. Bank login via the mobile app:

  1. Open the app.
  2. Tap “Create a username and password.”
  3. Enter your U.S. Bank credit card number and the last four digits of your Social Security number.
  4. Follow the remaining prompts to submit a payment.

You only need to create one login to access your account online or via the mobile app.

3. Make a State Farm Credit Card Payment by Phone

You can make your payment over the phone by calling 1-833-728-0344. You will need your State Farm credit card and payment information handy to set up a phone pay account. Once your phone pay account is set up, you can easily make payments by phone monthly.

4. Make a State Farm Credit Card Payment by Mail

Mail State Farm credit card payments to: 

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

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U.S. Bank recommends you mail your payment at least 10 calendar days before the payment due date, write your credit card account number on your check and include the payment coupon from your statement with the check.


Making your credit card and other loan payments on time is one of the best things you can do to improve your credit score. According to FICO, 35% of your overall score is based on your payment history. Even a few late payments may cause your score to drop.

If you sometimes forget to make your State Farm credit card payment on time, consider setting up automatic bill payment in your U.S. Bank online account.


Here are some quick answers to popular questions about making State Farm payments.
  • Can you pay your State Farm premium with a credit card?
    • Yes, you can pay your State Farm auto insurance and other premiums with a Visa, MasterCard, American Express®, Discover, Diners Club or JCB credit card.
  • Can I pay my State Farm bill by phone?
    • To make a State Farm credit card payment by phone, call 1-833-728-0344. To pay a State Farm insurance bill by phone, call 1-800-440-0998.
  • Does State Farm accept credit cards?
    • Yes, State Farm accepts all major credit cards for insurance premium payments.
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Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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About the Author

Andrea Norris has been in the web publishing business for the past 15 years both as a content contributor and a copy editor specializing in personal finance, frugal living, home and auto topics. She writes both short and long-form content and is well-practiced in SEO keyword research and writing.
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