Provident Credit Union Auto Loan Interest Rates at 2.125% APR

Buying a new or used car direct from the dealer might be a convenient, one-stop-shopping option, but consumers are often pressured into settling for the first interest rate offered to them, with the assumption that it’s the best deal they’ll receive. And that can lead to expensive monthly car payments that are higher than they need to be.

Consider financing a car from a lender like Provident Credit Union and experience “The Provident Difference”: low auto loan rates for financially responsible members and motorists who deserve the automobiles they want, with the service they need, and at a price that helps save money on their principals and interest.

Can’t decide between a new or used vehicle in 2015? No problem, in Oakland, Calif., Provident gives borrowers the choice of a 2.125% APR on any new or pre-owned car financed for up to 36 months.

Provident Credit Union Auto Loan Terms and Conditions

Provident’s three-year auto loan gives members a low, fixed rate and up to 100 percent full financing on any new car, or used vehicle (up to the value based on a car’s Kelley Blue Book appraisal). Credit union members can also opt for an available “no payments for 90 days” offer, allowing them to save up before any payments are due, penalty free.

Applying is easy: just visit the credit union’s auto loan center on the web, and Provident will determine your eligibility, configure your credit score, and verify you for this 2.125% rate if you qualify.

About Provident Credit Union

“World class value” is the motto of Provident Credit Union, the 81st largest financial nonprofit nationwide, and the 16th biggest in California. Formed in 1950 for the California Teachers Association, Provident’s original vision remains the same, but its member base has expanded and grown past its initial, small beginnings; today, it now serves more than 100,000 members from over 1,200 employer groups across the country.

Save for Your Future

Aim for the best low auto loan rates today.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


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